BusinessVantage Plus

A banking solution to help your business succeed internationally. Provides a dedicated trade services representative, exclusive preferential pricing offers and tailored solutions in trade and cash management.

BusinessVantage Plus is suitable for businesses that

  • Are small and medium-sized enterprises in the trading and manufacturing industries
  • Transact through the use of documentary credits and telegraphic transfers
  • Look for personalised services from a dedicated Trade Client Service Executive3
  • Value preferential pricing offers
  • Appreciate trade transactional support

Get started

  • Form Download Centre
  • How to apply
  • Applying for a BusinessVantage Plus account is simple and easy.

    • Apply online or call our dedicated hotline to make an appointment with a nearby HSBC Business Centre for account opening
    • Bring along complete account opening documents and initial deposit to our HSBC Business Centre
    • You will receive your account number, HSBCnet security device, Business Debit Card, Phonebanking PIN and all other PIN numbers on the same day you open your account^
    • Under normal circumstances, your account will be activated in two working days^

    ^ To receive all account accessories and PIN numbers on the same day of account opening, authorised signatories of the account must be present to complete and submit all the required documents, and be successfully approved for the account.

Features and benefits

Zero export DC advising fee for the first six months upon successful account opening1

Dedicated Trade Client Service Executive3 offers professional support for your day-to-day import and export transactions

Free BizAlerts7 with timely notification of incoming funds and other account activities

Up to 50 per cent discount on standard tariffs for selected import/export services1

Free HSBCnet set up.4 Free monthly service fee for HSBCnet for first six months4 and thereafter monthly service fee will be waived as long as total trade turnover5 in past six months equals or above HKD4,000,000

Convenient, one-number integrated account (current + savings + time deposits)

Up to 65 per cent discount on standard tariffs for inward and outward telegraphic transfer2

The most preferential foreign exchange rates among all business integrated accounts at HSBC6

More features and benefits

Fabulous benefits

  1. Exclusive banking privileges
    • Zero Export DC advising fee for the first six months upon successful account opening1
    • Up to 50 per cent discount on standard tariffs for selected import/export services1
    • Up to 65 per cent discount on standard tariffs for inward and outward telegraphic transfer2
    • Free HSBCnet set up4
    • Free monthly service fee for HSBCnet for first six months4 and thereafter monthly service fee will be waived as long as total trade turnover5 in past six months equals or above HKD4,000,000
    • The most preferential foreign exchange rates among all business integrated accounts at HSBC6
    • Our International Banking Centre assists you in a smooth account opening arrangement with overseas HSBC branches free of charge14
  2. International trade support
    • Free BizAlerts7 provide you with timely notification of incoming funds and other account activities. You can enjoy six free BizAlerts including:
      1. Account overdrawn: Alerts you when your account has overdrawn its available balance
      2. Inward payments: Enables you to monitor all inward payments credited to your account
      3. HKD cheque return: Notifies you when a HKD cheque deposit to your account has been returned
      4. Investment order confirmation: Notifies you when your stock purchase or sale order has been executed
      5. ForEx Switching notification: Notifies you when your ForEx Switching instruction has been executed
      6. Your special offer: Alerts you of our special product or service offers

    For more details, please click here.

    • Dedicated Trade Client Service Executive3 offers professional support for your day-to-day import and export transactions
    • Complimentary Trade Academy workshops8

Credit facilities and cash management services

To support your business growth, BusinessVantage Plus provides you with more flexible options to finance your business and manage your cash flow effectively:

Secured Credit Facility up to HK$10,000,0009
As a standby credit line with no financial statements required. This can be utilised for Overdraft, Documentary Credit (DC) Issuance, Bank Guarantee Issuance and Trade Finance. Acceptable types of secured assets include Hong Kong Dollar (HKD) and Foreign Currency Time Deposits, Bonds, Certificates of Deposits (CDs), locally quoted Unit Trusts and shares

Auto-sweeping for up to HK$20,00010
Automatically transfers funds to cover the overdrawn amount on your Hong Kong Dollar (HKD) Current Account

Overdraft protection for up to HK$10,00011
To help you avoid unauthorised overdrafts

Payment services

With HSBCnet, you will be able to enjoy:

  • Extended cut-off time for remittances
  • Online value added services, including Real-Time Exchange Rate, SMS/email payment notifications
  • Competitive rates for remittance charges
  • Same day crediting of funds to HSBC in mainland China and Taiwan, and the Bank of Communications in mainland China12
  • Fee waived for Chinese character input

Click here to find out more about our complete payment services.

Full-range channel support

With BusinessVantage Plus's comprehensive range of convenient and interactive channels, you can access your accounts and manage your business anytime and anywhere:

  1. HSBCnet
    • Centralise account management in one single online platform
    • Initiate and authorise domestic and international payments from any of your HSBC accounts
    • Real-time booking of FX rates
    • Automated alerts via SMS or email to designated recipients
    • Manage trade transactions globally with access to real-time trade account information
    • Initiate trade transactions and enquire on your facilities, outstanding documentary credits and collections
    • Streamline internal processes and improve operational efficiency
    • Customized setup features

    For more details, please click here.

  2. Business Debit Card
    • Access to cash and more through Automated Teller Machines (ATMs) via the HSBC, Hang Seng Bank as well as UnionPay networks for your day-to-day banking needs
    • Covers more than 1.1 million ATMs worldwide and over 120,000 UnionPay ATMs in mainland China
    • Enjoy purchase convenience by debiting your account automatically through the EPS networks or UnionPay
    • Enjoy discount offers at selective UnionPay accepting merchants

    Additionally, Company ATM Card and Company Deposit Card with specialised features are available.

  3. Express Banking

    Easy access to your BusinessVantage Plus Savings account and Current account through our extensive network of over 1,300 self-service banking machines in Hong Kong and a global network of over 1.1 million ATMs

    For more details, please click here.

  4. Business Phonebanking

    Our 24-hour automated Phonebanking handles your account enquiries and transactions

    For more details, please click here.

  5. Commercial Service Centres and Branches

    Carry out account transactions through our Commercial Service Centres that are established exclusively for our business customers, and all HSBC branch counters in Hong Kong (except HSBC Premier counters)

    For more details, please click here.

  6. Mobile Banking*

    An additional new channel for you to access basic account information, just when you need it most. For simplicity and peace of mind, no applications or downloads required, simply enter www.hsbcnet.com/mobile into your smartphone's web browser.

    • Account balance enquiry - view account balance and account details
    • Account details - account limits, ledger balances, total holdings and available balances in any selected account
    • Transaction history - view details of transactions since last statement cut-off date
    • Third-party payments - payment to registered beneficiaries in Hong Kong
    • Stock trading - buy and sell local stocks
    • Bill payment - pay bills of registered merchants
    • Authorisation - authorise fund transfer and bill payment instructions prepared by other users
    • Rates enquiry - enquire latest exchange rates and time deposit interest rates
  7. * Mobile Banking supports iPhone, iPad, iPod Touch, HTC Desire (with Android OS 2.1 or 2.2) and Samsung Galaxy S i9000 (with Android OS 2.1 or 2.2)

Integrated account service

With one single account number, BusinessVantage Plus combines a range of deposit and investment13 accounts so that you can effectively manage your company's finances:

  • Hong Kong Dollar Savings
  • Hong Kong Dollar Current
  • Foreign currency savings available in 11 currencies - including Renminbi (RMB), US dollar (USD), Euro (EUR), Pound sterling (GBP), Australian dollar (AUD), New Zealand dollar (NZD), Japanese yen (JPY), Canadian dollar (CAD), Singapore dollar (SGD), Swiss franc (CHF) and Thai baht (THB)
  • Time Deposits
  • Investments13

The offer of extra Business Card RewardCash (applicable to annual Business Card spending of HKD100,000 or more) and free business travel insurance to BusinessVantage customers are no longer available.

For more details on the Notes / Terms and Conditions, please click here.

*Once you click the buttons, you will be subject to the Terms of Use and the terms and conditions governing your account. For details regarding the Terms of Use, please click here.

Important Risk Warning

Investment involves risks. The information in this document does not constitute an offer to sell or solicitation for the purchase or sale of any deposit or investment in any products referred to herein. The price of investments may move up or down. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling investment products. Please refer to the Notes / Terms and Conditions for more details.

You are leaving the HSBC Commercial Banking website.

Please be aware that other site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.

You are leaving the HSBC CMB website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.