Company ATM Card

Product highlights

  • - Using the UnionPay network in Hong Kong and overseas with the UnionPay ATM chip cards

  • - Using the expanded ATM network to PLUS / Cirrus network in Hong Kong and overseas

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+852 2748 8288

Using the UnionPay network in Hong Kong and overseas with the UnionPay ATM chip cards

Cardholders can use the UnionPay ATM chip cards at all HSBC ATMs (except those in Argentina, France, Greece, Malta, Mexico, New Zealand and Turkey) and Hang Seng ATMs plus the extensive UnionPay ATM and Point of Sale (POS) networks in Hong Kong, mainland China and other countries/territories. The UnionPay ATM chip cards can no longer be used on the PLUS/Cirrus network. Some of the overseas UnionPay ATMs do not yet support UnionPay chip cards including chip cards issued by HSBC Hong Kong. Cardholders should consider preparing enough cash in foreign currencies before departure. Please contact us for enquiries.

Using the expanded ATM network to PLUS / Cirrus network in Hong Kong and overseas

You can apply for an additional Company PLUS ATM chip card by visiting any HSBC Business Centres in Hong Kong.

Please note that the new Company PLUS card will be linked to the HKD current account of the Business Integrated Account. If you wish to use overseas ATM services with this Company PLUS ATM chip card, please maintain sufficient funds in your HKD current account before departure.

We have also listed below the ATM cash withdrawal fees per transaction when using HSBC-issued ATM chip cards at other banks’ PLUS and UnionPay ATMs.

Cash withdrawal fee per transaction PLUS UnionPay
Overseas ATM cash withdrawal HKD40 HKD20
ATM cash withdrawal in Hong Kong
(Using other banks' PLUS or UnionPay ATMs)
HKD25 HKD15

The transaction fees for ATM cash withdrawals may be reviewed from time to time, please refer to the latest bank tariffs for details.

Important message [PDF 188KB] for customers travelling to the UK

Activating your overseas ATM withdrawal limit

The overseas ATM daily withdrawal limit (including cash advances) for all ATM cards and credit cards has been set to HK$0 on 1 March 20131. Cardholders can activate the limit through the following channels in order to use the overseas ATM withdrawal service.

  • Local HSBC and Hang Seng ATMs
  • HSBC Business Internet Banking
  • HSBC Mobile Banking
  • HSBC Business Phonebanking
  • Local HSBC Business Centres

Alternatively, cardholders may prepare enough cash in foreign currencies before departure. Please click here for the activation guide.

Learn more

For more information on the ATM chip card, overseas ATM cash withdrawal limit setting and other details, please call our Customer Service Hotline on +852 2748 8282 or click here to read frequently asked questions.

Remarks:
  1. If cardholders have previously activated their overseas ATM daily withdrawal limit and such limit has not expired, their overseas ATM withdrawal service is not affected.

If there is any discrepancy between the English and Chinese versions, the English version shall prevail.

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