Express Banking

Product highlights

Making your life easier with our self-service machines.

Contact us

+852 2748 8288

Features and benefits

Extensive network of Automated Teller Machines (ATMs), Cheque Deposit Machines and Cash Deposit Machines

Deposit up to HKD100,000 in cash per day at a Cash Deposit Machine

Conduct transactions and request information round-the-clock 24/7, without having to queue up at a bank

Enjoy purchase convenience by debiting your account automatically through the China UnionPay or EPS network

Deposit up to 30 cheques at a time at a Cheque Deposit Machine with no limit on the total number of cheque deposits per day

Receive free-of-charge email transaction advices with our Direct Advice service

Notice of Changes on Customer Advice

As part of our continued efforts to strengthen security for self-service banking transactions, with effect from 23 July 2017, part of the beneficiary's account name printed on Customer Advice and displayed on the screen will be substituted by a special character (*). For example: ABC COMPANY LIMITED will become A*C CO***Y LIM***D.

ATM Cards

We provide different card types with specialist features tailored to your company’s needs. Please see the table below for details.

Business Debit Card* Company ATM
Card
Company
Deposit Card
Daily withdrawal limit HK$20,000 Customised limit
between
MAX HK$20,000
MIN HK$1,000
Does not support on cash withdrawal
Max. number of cards
(subject to maximum
of 6 Self Service Cards
in total)
3 6 6
Daily transfer limit HK$50,000 Does not support
transfer function
Does not support
transfer function
Deposit cash and
cheques
Yes Yes Yes
PIN require
(PIN is not required for deposit transaction via Cash Deposit Machine or Cheque Deposit Machine)
Yes Yes No
Other major functions
  • Pay bills
  • Request statement
  • Request cheque book
  • Check account balance
  • Direct Debit Payment (via China UnionPay or EPS networks)
N/A N/A

*Business Debit Card is a form of ATM card and will continue to be subject to the ATM Cards Terms and Conditions (for Business Account).

Cheque Deposit Machines

  • Accept HK and US dollars local clearing cheque
  • Deposit up to 30 cheques at one time
  • No limit on the total number of cheque deposits per day
  • Receive comprehensive advice with cheque images and the deposit account’s name
  • Deposit cheques using your Business Debit Card, Company Deposit Card, Company ATM Card or HSBC credit card, or by entering any HSBC account number
  • Extended cutoff time* at 24-hours locations
  • Statement shows individual cheque deposits#
  • View image of HKD cheques deposited through cheque deposit machines into your HKD accounts on Business Internet Banking. You may print or save the images for future reference. Click here to learn more.
  • Receive transaction details by email with our Direct Advice service.
*The cutoff time of these locations are at 5:30pm Mondays to Fridays.
# Except on credit card statement and passbook

Cash Deposit Machines

  • Daily maximum deposit limit up to HKD100,000
  • Accept HKD20, HKD50, HKD100, HKD500 and HKD1,000 notes*
  • Real time credit to your account#
  • Deposit cash using your Business Debit Card, Company Deposit Card, Company ATM Card or HSBC credit card, or by entering any HSBC account number
  • Receive transaction details by email with our Direct Advice service.
* Accepts HKD20 and HKD50 notes at selected locations, please refer to the Branch and Express Banking Locator for details.
# Credit card accounts will be credited on the same clearing day. The transaction will be shown in your account on the next working day.

Multi-function Machines

Supports a combination of the functions on an ATM except envelope deposit service and those offered on a Cash Deposit Machine.

Direct Advice Service

  • Free of charge
  • Email advices to your designated email address for the following transactions:
    1. HKD cash and cheque deposit transactions through our Cash Deposit Machines, Cheque Deposit Machines and Drop & Go Counter
    2. Transfer and Telegraphic Transfer / Interbank Fund Transfer transactions through Phonebanking
    3. HKD cheque deposit through Xpress Collect
  • Option to receive intra-day reports, day end reports for credit advice and debit advice.
  • Simply fill in the registration form for service registration
  • Download special instructions form if you want to make changes to your details

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