Business Instalment Loan

Product highlights

A fast and simple financing solution for SMEs.

Get started

Any questions…

about commercial banking?


Ask Amy

Features and benefits

No tangible assets as collateral required

Loan amount up to HKD1,500,0003

Approval-in-principle in 30 seconds1

Repayment period up to 60 months

No financial statements required2

Fixed monthly instalment amount, facilitating your cash flow planning

Eligibility

  • Companies registered and operating in Hong Kong
  • Company owners living in Hong Kong
  • Companies operating for at least 2 years

Documents required

  • Application Form
  • Certificate of Incorporation / Business Registration Certificate
  • HK identity card or passport of guarantor(s) / owner(s)
  • Hong Kong residential address proof of guarantor(s) / owner(s)
  • Personal Guarantee by company owner / director (for Limited Companies only)

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

Note:

All applications for a Business Instalment Loan are subject to the applicable terms and conditions which will be set out in the application form and loan notification letter. Please refer to the application form for details.

All loan applications are subject to the Bank's usual credit assessment approval procedure. The Bank reserves the right to amend the interest rate, benefits, terms and conditions without prior notice.

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.

 

Remarks:

  1. Selected existing HSBC SME customers who submit the application form with all required documents via the SME lending hotline or HSBC Business Centres can obtain preliminary approval results within 30 seconds. The Bank will assess the loan application and (if the application is successful) credit the approved loan amount to the repayment account within three working days upon receipt of a fully completed application and all required documents. Document Checklist
  2. Limited companies which apply for Business Instalment Loan are required to provide Personal Guarantee by company owner(s).
  3. Minimum loan amount is HKD50,000.

You are leaving the HSBC Commercial Banking website.

Please be aware that other site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.

You are leaving the HSBC CMB website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.