SME Loan Guarantee Scheme

Product highlights

Help SMEs obtaining financing by a guarantee provided by the Trade and Industry Department ( TID) of the Government of the Hong Kong Special Administrative Region.

Contact us

Call us on

+852 2748 8238

Features and benefits

Loan amount up to HKD12,000,000

For either business installations and equipment or working capital

Repayment period up to 5 years

Principal moratorium up to 6 months

Instalment loan or a hire purchase

Eligibility

  • Companies registered and having substantive operations in Hong Kong
  • Employing less than 100 and 50 persons in Hong Kong for manufacturing businesses and non-manufacturing businesses respectively
  • Not affiliates of lending institutions

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

All loan applications under SME Loan Guarantee Scheme are subject to the Trade and Industry Department (TID), the Government of Hong Kong SAR's approval.

The terms and conditions set out by the TID could be referred to http://www.smefund.tid.gov.hk

The Bank reserves the final decision on application approval.

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