Import Loan

Product highlights

A trade finance solution that allows you to capitalise on new business opportunities and negotiate better deals with suppliers.

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Features and benefits

Bridges the gap between payment for imported goods and receipt of funds through subsequent sales

Timely payments to suppliers will enhance your business reputation

Gives you greater flexibility and liquidity

You can extend your credit period beyond those given under Documentary Credits (DCs) and Documentary Collections

No missed business opportunities due to inadequate cash flow

Your negotiating position with suppliers is strengthened as you’re able to accept quick payment terms

A choice of two types of Import Loan

Loan Against Import – available when you’re trading under DC or Documentary Collection terms. Goods are released to you under trust receipts, meaning that you can use the goods immediately but they belong to the bank until you settle the loan.

Clean Import Loan – rather than being triggered by the receipt of a DC or Documentary Collection, the advance is made on presentation of supplier invoices and evidence of shipment only.

Related tool

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

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