Combined General Liability Policy

Product highlights

Combined General Liability Protection is a convenient policy covering Public and Product Liability which reduces key gaps in your overall business insurance arrangements.

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+852 2748 8282

Features and benefits

One convenient policy covering Public and Product Liability

Cover incidents first happened during the coverage period

Vendors liability coverage is available

Protect against public liability risk against property damage or bodily injury arisen from business activities at business premises

Coverage for legal expenses incurred as a result of defending claims (subject to limits)

Protect against liability risk causing property damage or bodily injury due to faulty or defective products you manufacture or distribute ^

Worldwide territorial coverage is available excluding USA and Canada

Major exclusions and remarks

  • Injury to Employees
  • War and Terrorism
  • Radioactivity
  • Professional Liability
  • Pollution
  • Libel and Slander
  • Information Technology Hazards
  • Asbestos, any actual or alleged claims in respect of loss related to asbestos
  • Pharmaceutical Manufacturers and Importers
  • Chemicals / Petrochemicals
  • Fines, Penalties and Punitive Damages

^ Property damage or bodily injury must occur away from the business premises, and after the product has been in physical possession by others

The above is for reference only and does not form part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. AXA General Insurance Hong Kong Limited reserves the right of final approval and decision.

The English version shall prevail in case of inconsistency between the English and Chinese versions.

The above policy is underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Companies Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR.

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