Business Protection

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As a business principal, you need to have a contingency plan for unexpected issues such as the loss of a key employee?

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Safeguarding your business in the aftermath of financial crises, loss of key individuals or operational shortcomings is crucial to sustainability and growth. HSBC’s comprehensive coverage provides the proactive protection you need.

Features and benefits

Keyman Protection

  • Comprehensive financial protection in case of a key person’s death, major illness or disability.
  • Liquidity to maintain business operations.
  • Assures creditors of smooth transition.
  • Assures customers of continued provision with product and service.
  • Covers expenses of training a replacement.
  • Protects goodwill and/or recovers profit/loss.
  • Provides expansion funds if permanent life insurance policy with cash values is used as collateral.
  • Entices key employees to continue service with company.

Business Loan Protection

  • Comprehensive financial protection in case of a key persons’ death, major illness or disability.
  • Enables your business to continue as usual until key person/replacement resumes work.
  • Offsets adverse effects on your business’ profitability, i.e. maintaining cash flow to meet repayment schedules.
  • Helps secure business loans from lenders.

Important Notes:

  1. All life insurance products are underwritten by HSBC Life (International) Limited.
  2. HSBC Life (International) Limited is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR.
  3. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.
  4. The information shown on this page is general advice only and is not intended to constitute a recommendation or advice to any prospective customer and is not intended as a substitute for professional advice. All prospective customers and readers should not act on any information on this page without seeking specific professional advice.

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