Cardholders can use the UnionPay ATM chip cards at all HSBC ATMs (except those in Argentina, France, Greece, Malta, Mexico, New Zealand and Turkey) and Hang Seng ATMs plus the extensive UnionPay ATM and Point of Sale (POS) networks in Hong Kong, mainland China and other countries/territories. The UnionPay ATM chip cards can no longer be used on the PLUS/Cirrus network. Some of the overseas UnionPay ATMs do not yet support UnionPay chip cards including chip cards issued by HSBC Hong Kong. Cardholders should consider preparing enough cash in foreign currencies before departure. Please contact us for enquiries.