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80% Guarantee Product under the SFGS

A 80% Guarantee Product under the SME Financing Guarantee Scheme provided by the HKMCI.

Product highlights

Helps SMEs obtaining financing by a 80% guarantee provided by the HKMC Insurance Limited (HKMCI)
Provides financing for working capital and acquisition of equipment or assets for business operations

Features and benefits

Facility amount up to HKD18,000,000
Repayment period up to 7 years
Instalment loans, overdraft, trade finance facilities available

Promotional offer

From now until 31 March 2025, successful applicants of 80% Guarantee Product under the SME Financing Guarantee Scheme can enjoy full subsidy for the first year and 50% subsidy for second year on guarantee fee.*

* Note:

The application period for the subsidy ends on 31 March 2025. Subsidy offer is up to HKD50,000 for each successful applicant. The decision of The Hongkong and Shanghai Banking Corporation Limited on application approval shall be final and conclusive. Refer to application form for terms and conditions.