Group 100 Plus Medical Plan

Product highlights

Group 100 Plus Medical Plan provides high level of flexibility to fit your needs for employees’ medical benefits package. Besides, its seamless protection feature also brings greater peace of mind to your employees and their families.

Features and benefits

Designed for companies with different sizes

  • Companies with 2 or more employees may apply.

Flexible levels of benefits at your choice

  • Offer 6 levels of benefits to customising the level of coverage for different grades of employees.
  • Offer a wide range of optional riders and highly flexible combinations.

Premium rates# are straightforward

  • Premiums are calculated at a flat rate according to the benefit plans that your employees and their dependants are enrolled.

Easy enrollment process

  • The enrollment process is simple and minimal administration is required.
  • No individual health declaration for company with 6 or more employees.

Seamless protection

  • Subject to minimal additional underwriting requirements, extension to cover injuries and/or sicknesses already covered by your existing group medical policy from other service providers.

Medpass service in mainland China

  • Worry free for guarantee of hospital admittance deposit and guarantee of medical expenses.

Easy access to healthcare outpatient network with cashless arrangement

  • Access to a vast pool of professionals: general practitioners, specialists, physiotherapists and Chinese herbalists.
  • Enjoy cashless arrangement under network treatment, except for any co-payment or excess over the entitled benefits.

Please see product summary in the product brochure.

Group 100 Plus Medical Plan is underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Insurance Authority of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.

This product brochure contains general information only and does not constitute any contract between any parties and AXA. For detailed terms, conditions and exclusions, please refer to the relevant policy provisions.

# Premium rates are not guaranteed and terms and conditions of the policy upon renewal may also be changed. AXA reserves the right to (a) review and adjust the premium rates; and (b) revise the benefits and the terms and conditions of the policy on each renewal date of the policy. The premium rates may be adjusted based on factors including but not limited to the medical trend and AXA’s claims experience.

The information provided here is subject to the actual policy wording and that customers should refer to the relevant insurance policy for its terms and conditions.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.

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