HSBC Business Direct - Notes / Terms and Conditions

Risk Disclosure

  • A unit trust is NOT equivalent to a time deposit
  • In the worst case scenario, the value of the funds may worth substantially less than the original amount you invested (and in an extreme case could be worth nothing)
  • Investment involves risks. Past performance is no guide to future performance of the funds
  • The value of investments and the income from them can fluctuate and is not guaranteed. Investor may not get back the amount they invest
  • Investment returns not denominated in HKD or USD are exposed to exchange rate fluctuations. Rates of exchange may cause the value of investments to go up or down
  • Please refer to the offering documents of the respective funds for details, including risk factors
  • The contents of this document have not been reviewed by the Securities and Futures Commission

Notes

  1. Investment involves risks. The information in this document does not constitute an offer to sell or solicitation for the purchase or sale of any deposit or investment in any products referred to herein. The price of investments may move up or down. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling investment products.

  2. Applicable to USD/HKD telegraphic transfers from a company account of HSBC in Hong Kong to HSBC account in mainland China* (with a cut-off time of 16:30), USD/HKD telegraphic transfers from a company account of HSBC in Hong Kong to HSBC account in Taiwan and Macau (with a cut-off time of 16:30), and HKD telegraphic transfers from company account of HSBC in Hong Kong to an account in the designated Bank of Communications branches in mainland China (with a cut-off time of 16:00). Remittance instructions should be placed from Monday to Friday (except public holidays) via HSBCnet or Business Internet Banking. Please visit the HSBC website or contact any HSBC branches for further details on this service’s terms and conditions.
    *subject to the China local regulations as promulgated by the relevant authorities. The transactions should not involve any foreign currency conversion. For payments from HSBC Hong Kong to mainland China, the beneficiaries should be China onshore corporates.

  3. This service is only applicable to eligible customers. Loan application is subject to the Bank’s usual credit assessment approval procedure. The Bank reserves the right to amend the interest rate, fees and charges, benefits, terms and conditions without prior notice.

  4. This facility is applicable to selected trade and guarantee products. If the Secured Credit Facility is utilised for trade finance, please note that the interest incurred is calculated at the Bank’s Trade Finance Interest Rate. For the service charges for issuing documentary credits and bank guarantees, please refer to the latest Commercial Banking Tariffs.

    Note: For the calculation of credit limit and the interest rate for overdraft, please refer to Business Integrated Account Secured Credit Facility page



Others

The Bank reserves the right to vary, suspend or cancel any features / offers and the relevant terms and conditions of HSBC Business Direct at any time. In the event of any disputes, the decision of the Bank on all matters shall be final.

In case of any discrepancies between the English and Chinese versions, the English version shall prevail.

Related products and services

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  • Form Download Centre
  • How to apply
  • How to apply

    Applying for a BusinessVantage account is simple and easy.

    • Apply online or call our dedicated hotline to make an appointment with a nearby HSBC Business Centre for account opening
    • Bring along complete account opening documents and initial deposit to our HSBC Business Centre
    • Upon receipt of all the required information and documentation from your company and completion of application form, your application will be immediately processed and reviewed

    • Successful application is upon the Bank's satisfactory review, and will be notified via SMS to your designated phone number
    • An account opening packet (including the Business Internet Banking security device, Business Debit Card, Phonebanking PIN and all other PIN number) will be sent to you via courier after successful account setup
    • In case of query, please feel free to contact us at our Commercial Banking general hotline 2748-8288

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