Innovate, Progress, Integrate & Protect
Watch this video to learn how your business can benefit from our latest fintech solutions.
The use of data and open banking are reshaping the way SMEs access essential financing and banking services for their expansion. Initiatives such as the Commercial Data Interchange (CDI) and Interbank Account Data Sharing (IADS) are fostering new collaborations among banks and third-party platforms, increasing support for SMEs at various stages of their growth journey.
Christina Ong
Managing Director
Head of Business Banking
Commercial Banking Hong Kong
Hong Kong’s unique advantages have established the city as a launch pad for fintech companies and startups. These include its vibrant ecosystem, strong homegrown and overseas talent pipeline and access to funding. At HSBC, we’re committed to empowering our customers on their growth journey through our tailored solutions and market expertise, ultimately fostering a flourishing ecosystem for businesses to thrive.
Jonathan Yip
Managing Director
Head of Client Coverage and Head of Innovation Banking
Commercial Banking Hong Kong
At HSBC, we place a high value on understanding and addressing customer pain points. We collaborate with tech companies and service providers to create payment solutions that are cost-effective and frictionless. To this end, we recently launched HSBC Digital Merchant Services, a comprehensive digital payment management solution for eCommerce merchants that integrates a wide range of payment options to enhance operational efficiency.
Yvonne Yiu
Managing Director
Regional Co-Head of Global Payment Solutions
Asia Pacific
Highlights
Unlocking business potential with open APIs
Application programming interfaces (APIs) work by linking different systems and platforms in ways that help businesses to modernise their day-to-day workflows (such as payment processes) and gain deeper customer insights. By co-creating API solutions with HSBC, you design an agile, future-proof and customer-centric platform in the highly competitive digital marketplace.
Supporting your sustainability journey
Our HSBC Sustainability Tracker is designed to help businesses understand and act on their sustainability journey. It enables businesses to self-assess their sustainability progress and offers suggestions to create a more sustainable business across operations, energy use and products.
Enhancing e-Commerce payment management
To better cater to a global customer base, businesses have to adapt to different payment preferences, from traditional credit cards to digital wallets and real-time payments. HSBC Digital Merchant Services simplify payment management by eliminating the need for multiple relationships with different service providers and, in turn, making reconciliation and reporting more efficient.
Pioneering the future of business lending
Technology makes credit more accessible for businesses through consent-based lending solutions driven by commercial data. Our open banking solutions, such as the HSBC Merchant Financing Programme, facilitate faster and simpler trade financing for online merchants, boosting their capital and their financial liquidity so they can seize opportunities for growth.
Serving SMEs better with open banking
Open banking thrives on connectivity, enhancing our efficiency in serving our customers. We are one of the first banks to participate in Hong Kong's Interbank Account Data Sharing (IADS) programme – which enables data-sharing with customer consent, and credit assessment using bank-to-bank data. Businesses can benefit from more accurate assessment of their financial conditions and quicker loan approvals.
Expanding your global horizons and footprint
Bold ideas should be able to transcend limitations and aspire to be extraordinary. Drawing on our extensive global network and our in-depth expertise in the innovation economy, we help visionary entrepreneurs in cutting-edge sectors (such as tech and life sciences) across Hong Kong and mainland China to unlock their business potential and realise their ambitions.
HSBC Business Go
We make business operations easier by bringing together industry perspectives, the latest insights, business optimization tools and a global community of like-minded businesses.
Cybersmart is the new business smart
We aim to support your business growth with innovative digital solutions, not only to ensure your next move is the smartest one for your business, but also to help you be “Cyber Smart”.
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