Business Instalment Loan

A fast and simple financing solution for SMEs.

Features and benefits

  • No tangible assets as collateral required
  • Approval-in-principle in 30 seconds*
  • No financial statements required#
  • Loan amount up to HKD1,500,000^
  • Repayment period up to 60 months
  • If apply with 90% Guarantee Product under the SME Financing Guarantee Scheme, loan amount up to HKD8,000,000
  • Fixed monthly instalment amount, facilitating your cash flow planning

By applying for the Business Instalment Loan with 90% Guarantee Product under the SME Financing Guarantee Scheme, the maximum facility amount will be enhanced up to HKD8,000,000. The loan is uncommitted and repayable on demand. Terms and conditions apply. Please visit 90% Guarantee Product under the SME Financing Guarantee Scheme for details.


Business Instalment Loan

  • Companies registered and operating in Hong Kong
  • Company owners living in Hong Kong
  • Companies operating for at least 2 years

Apply for Business Instalment Loan (SFGS)

  • Companies operating and registered in Hong Kong
  • Possessing good loan repayment record
  • Not applicable to listed company, lending institution or the lender's affiliates

Documents required

  • Application Form
  • Certificate of Incorporation / Business Registration Certificate
  • HK identity card or passport of guarantor(s) / owner(s)
  • Hong Kong residential address proof of guarantor(s) / owner(s)
  • Personal Guarantee by company owner / director (for Limited Companies only)

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"



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