Interest-free Spending Instalment Plan

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HSBC credit card brings you Interest-free Spending Instalment Plan which offers you greater financial flexibility that you can settle your credit card spending easily by monthly instalments!

Features and benefits

  1. 0 per cent Interest
    - Interest-free1 for whole tenure to facilitate easier repayment, with monthly handling fee 0.35 per cent2

  2. Up to 24 months repayment period
    - Choice of 6 months, 12 months, 18 months or 24 months repayment period

  3. Easy Application
    - Apply easily through our application hotline and no supporting document is required

  4. Combine Multiple Transactions
    - Repayment is more flexible when you combine multiple transactions3 into one instalment plan


Spending Instalment Amount (HKD)


Monthly Handling Fee (HKD)
(Based on every HKD10,000 instalment amount)


0 per cent


Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

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+852 2748 8288

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