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All general insurance products are underwritten by AXA General Insurance Hong Kong Limited (“AXA”). AXA will be responsible for providing your insurance coverage and handling claims under your policy. All Life insurance products are underwritten by HSBC Life (International) Limited (“HSBC Life”). Both AXA and HSBC Life are authorised and regulated by the Insurance Authority. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of AXA , for the distribution of general insurance products, and HSBC Life , for the distribution life insurance products, in the Hong Kong SAR.