Important notices

To strengthen customer protection, we've adopted enhanced measures on instant inward payments. To receive money in your HSBC account number, please be reminded to provide your full account name as registered with HSBC to payers. If an incoming instant payment bears an account name that does not match with what is registered with HSBC, the payment may be rejected.

The Hong Kong Exchanges and Clearing Ltd. (HKEX) has announced that the Hong Kong securities and derivatives markets will remain open and during severe weather (“SW”) conditions effective from 23Sep2024. Currently, under SW conditions, trading, clearing and settlement of securities and derivatives via will be cancelled according to the existing SW arrangements.

SW refers to the hoisting of Typhoon Signal No. 8 or above, or announcement of Black Rainstorm Warning by the HKSAR Government. Should SW fall on any day from Monday to Friday except a Hong Kong public holiday, it would be considered a Severe Weather Trading Day (“SWT Day”)

SWT Day will be a normal trading day but remain as non-business day for the Bank. Bank branch services will remain closed as per current arrangements.

For details, please refer to the FAQ (PDF, 517KB).

Should you have any questions, please do not hesitate to contact your relationship manager, or visit any HSBC Business Centre.

We will introduce a new safety measure in the Android version of the HSBC HK Business Express mobile app to further strengthen our efforts to protect you from potential fraud resulting from malware that can take over your Android device. Learn More about our control.

From 27 March 2024, if we detect potential risks on your Android device, we’ll suspend your access to the HSBC HK Business Express mobile app from this device for your protection.

You’ll NOT be affected by the new measure if:

• You’re an Android user and only download apps from your phone’s official app stores (For details on official app stores, please refer to FAQs in HSBC website (Banking > Cyber security and fraud hub))

Your access might be suspended with the new measure if you have:

• installed apps from sources other than your phone’s official app stores; and
• granted certain permissions for these apps, such as screen sharing or full control of your device.

What you can do now:
Check the accessibility settings on your device and assess which app permission is necessary. When in doubt, turn off the accessibility settings for those apps (Go to device settings > Accessibility) or delete them.

To assist public in identifying SMS sender and prevent them from falling prey to phishing SMS, Office of the Communications Authority, the Hong Kong Monetary Authority, the Hong Kong Police Force, the Hong Kong Association of Banks and the telecommunications industry have established the “SMS Sender Registration Scheme”. Starting from 28th January 2024, major local banks will only use registered sender IDs starting with “#” to send one-way SMS to local mobile users.

Starting from 28th January 2024, the sender address of one-time SMS sent by HSBC will be replaced by the registered sender IDs below:

Please note that the SMS Sender Registration Scheme is not appliable to:

1. SMS messages of which receiving parties are expected to reply to the senders via phone numbers (2-way SMS) ; or

2. Local subscribers of Single-Card-Multiple-Numbers/One-Card-Two-Numbers mobile service provided by non-Hong Kong operators.

HSBC reminder: If you receive SMS from unknown sender, please be vigilant and do not disclose any personal, account or credit card information, or transfer money as per requested. Do not click on suspicious link in SMS. If in doubt, you can use "Scameter" launched by the police to evaluate the fraud risk of the phone number or URL.

Notice of Changes on Account Terms and Conditions – Commercial Banking

Notice of Change on Business Integrated Account General Conditions – Commercial Banking, effective 28 February 2025 (the “Effective Date”)

To serve you better as an international bank with access to global markets, we have amended our Business Integrated Account General Conditions for Commercial Banking (“BIA T&Cs”) that govern your Business Integrated Account, by replacing them with a revised suite of documents. The amended BIA T&Cs will take effect on and from the Effective Date. The Notice of Change and amended BIA T&Cs can be found at Account Service Forms.

For Global Banking and Commercial Banking clients in Hong Kong who had negative interest rates applied to their EUR and CHF accounts, the applicable interest rates will be changed with effect from 1st August 2022. For current accounts in EUR and CHF, the applicable interest rate will be zero, and for savings accounts in those currencies, the applicable interest rate will be based on the standard savings rate as published on our public website.

Please visit Commercial Tariffs for updated tariff details for Hong Kong commercial customers, effective May 2025.

As your banking partner, we want to do our best to ensure the safety of our staff and customers. Before you enter our Business Centre, you are advised to put on a surgical mask. Hand sanitiser will be available inside the centre. Our staff will also measure your body temperature at the entrance. If your body temperature is at 37.5 degree Celsius or above, you will be invited to seek medical attention immediately and come back after you get well.

1. Beware of online scams – Recently we are aware of a new way of phishing related to coronavirus. The coronavirus-themed scams, including phishing emails, fraudulent calls, and disinformation campaigns, may contain suspicious links of files or an app called ‘Coronavirus Map’. These scams serve no intention of providing useful information, but instead are designed to deliver malware to devices, and capture user names, passwords, credit card numbers and other sensitive data. If you are suspicious of any e-mail/SMS that claims to come from HSBC, please call our hotline +852 2748 8288 to verify, or delete the item without opening it. This caution should apply to all unexpected e-mails/SMS with links or attachments. To find out more, please read our Security Tips.
2. Remember to stay alert and watch out for phishing SMSes, emails and fraudulent websites. We would never send any SMS or email with a link requesting you to log on to HSBC Business Internet Banking.

Protect your Personal Digital Keys; Beware of Fraudulent Links!

To find out more, please read our Security Tips.

“Don't be tempted by quick money. Don't lend your bank account to anyone to launder money.”

A money mule is someone who transfers or processes illegal money on behalf of others. Beware of criminals who offer quick money via telemarketing or social media platforms to lure the public into selling or lending their bank accounts or use their personal credentials to open bank accounts. Criminals will then use these stooge accounts to receive / launder fraudulent payments or other crime proceeds.

Never sell or lend your bank accounts or personal credentials to others as these might be abused for unlawful purposes and may expose you to the risk of committing money laundering offences – the maximum penalty is a fine of HKD5 million and 14-year imprisonment.

Visit the HKMA website to learn more about “Don’t Lend/Sell Your Account”.

Call us on

+852 2748 8288