HSBC Hong Kong Sustainability Improvement Loan

Please speak to your Relationship Manager or contact HSBC Commercial Banking Sustainable Finance Team

What is the Sustainability Improvement Loan?

An HSBC Sustainability Improvement Loan is a facility which is linked to your sustainability rating. It's designed to help small and medium-sized businesses link the cost of financing to their sustainability performance.

If eligible, your interest rate will be linked to your EcoVadis rating or Hong Kong Green Organisation Certificate (HKGOC) level, reducing the cost of finance if your rating improves in line with agreed targets. Similarly, your interest rate may increase if your rating declines.

Learn more about Sustainability Improvement Loan – EcoVadis

Learn more about Sustainability Improvement Loan – HKGOC

Why choose HSBC Sustainability Improvement Loan

Many businesses in the early stages of their sustainability journey have limited resources for measuring their sustainability performance. This solution helps to bridge that gap by improving your ability to access sustainability-linked finance.

Sustainability Improvement Loan is available to eligible HSBC customers seeking a new facility or looking to refinance or convert an existing facility. It encompasses a variety of business loans, including revolving credit facilities, term loans and selected trade finance products.

What are the benefits of an ESG Assessment


EcoVadis Rating	Hong Kong Green Organisation Certificate – Energywi$e or Wastewi$e
EcoVadis offers pricing plans tailored to the scale of your business and your reporting needs	Contribute to environmental protection through energy saving and waste reduction
Benchmark your sustainability performance against your sustainability goals	Receive free-of-charge sustainability certificates that are widely recognised in Hong Kong
Get key insights to help you shape a more sustainable business model, making your business more cost effective and resilient	Save costs through the efficient use of energy and resources
Use your ESG rating in bids and tenders to show that you meet sustainability criteria	Showcase your sustainability performance to stakeholders, including customers

Additional Benefits: Promotional Offers with Schneider Electric and Zung Fu

From now until 31 December 2026, enroll in the HSBC Sustainability Improvement Loan programme to unlock exclusive discounts from Schneider Electric and Zung Fu. Enhance your environmental commitment, enjoy immediate savings on electric vehicles and chargers, and take a step in building a low-carbon business.

Schneider Electric logo

Schneider Electric is a global energy technology leader^#, driving efficiency and sustainability by electrifying, automating, and digitalizing industries, businesses, and homes.

^# Schneider Electric Ranked No. 1 in ABI Research’s 2025 Competitive Ranking on Grid Digitalization Technologies.

Offer:

Discounted price of HKD6,980 (original price at HKD17,925) for purchasing a Schneider Charge Pro Electric Vehicle charger.

Offer details

Electric Vehicle Charging Package

Schneider Charge Pro Electric Vehicle charger (attached cable version)
- 7-meter Type 2 cable
- Output power: 7.4kW / 11kW / 22kW (1P to 3P, 16–32A)
2 complimentary RFID authentication cards
Basic Installation including:
- Online consultant services by dedicated personnel
- Install and terminate electrical cable from isolator to EV Charger by certified electrician
- Upon completion of installation and testing, the Work Completion Certificate (EMSD Form WR1) will be issued according to the actual scope of on-site installation work
- Complimentary power cable from EV charger to isolator (maximum 2-meter long, 6mm width)
- Complimentary Type A RCBO and weatherproof enclosure with installation
- Installation must be completed within 6 months of invoice
Warranty of 18 months from delivery date

Zung Fu logo

A prominent automotive dealer based in Hong Kong.

Offer:

Discounted prices on selective electric vehicles, priority servicing for maintenance and exclusive paint package at a special price.

Offer details

Offer 1:

Discounted prices on selective electric vehicles from Mercedes-Benz, DENZA, smart or Hyundai^* with additional service or charging benefits.

For pricing details, please visit

* The range of electric vehicle brands offered as part of this promotion is determined by Zung Fu Motor and may be subject to change.

Offer 2:

Priority servicing for (1) regular maintenance service, and / or (2) paint services. Bookings for Priority Servicing can be made through Zung Fu’s dedicated corporate solution representatives or customer relations team.

Offer 3:

Exclusive paint package at a special price:

- HKD6,900 for 3 panels for regular paint (Original Price: HKD14,400 / 3 panels), or

- HKD8,100 for 3 panels for special paint (Original Price: HKD24,480 / 3 panels) (e.g. matte colour).

Schneider Electric Offer and Zung Fu Motors Offer Terms & Conditions

How to Redeem Offer

Upon successful application for the Sustainability Improvement Loan, eligible borrowers will receive a confirmation via email with details of designated contact persons and discount codes.
To redeem the offer(s), please present the confirmation email to designated contact persons of the respective partners.
The discount code can be redeemed once only, and the offer(s) is available on a first-come, first-served basis.

Apply now

Please speak to your Relationship Manager or contact HSBC Commercial Banking Sustainable Finance Team.

The preferential offerings provided is subject to Schneider Electric’s and Zung Fu Motors’s terms of use. HSBC is not the provider of the good and services, and therefore assumes no responsibility for the quality and availability of the goods or services.

Reminder: “To borrow or not to borrow? Borrow only if you can repay!”

Today HSBC finances a number of industries that significantly contribute to greenhouse gas emissions. We have a strategy to help our customers to reduce their emissions and to reduce our own. For more information visit www.hsbc.com/sustainability.

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