Product highlights

e-Cheque is a new innovative service that will revolutionise the way you issue and deposit cheques.

With e-Cheque you can avoid all the logistical hassles of delivering and depositing a paper cheque because it’s all done electronically. It’s fast, convenient and best of all it’s free to use.

e-Cheque allows SMEs to issue cheques online anytime – even when overseas. See how Speedy Group can now securely do business beyond boundaries with a digital signature.

The Hongkong Electric Co., Ltd. took advantage of e-Cheque and its complete digital platform. See how reliable and convenient it is to save administrative costs.

Important note: The opinions expressed by featured speakers do not represent the Bank's views."

Features and benefits

24 hour convenience – Issue, deliver and deposit
e-Cheques anytime of the day
Peace of mind – Online status tracking of your issued and deposited
e-Cheque services anywhere in the world through the Internet

No cheque books are required

Save time and money – Reduce cost on postage/delivery of physical cheque

Extended deposit cut off times to 7 pm HKT

Better record keeping as all
e-Cheques are electronic copies

Support multiple e-Cheque issuance2 or deposits3 to facilitate daily operations

Increased security – Digitally encrypted to prevent editing

Supports HKD, RMB1 and USD cheques

Available on both Business Internet Banking and HSBCnet

1RMB e-Cheque issued by corporate account are for use in Hong Kong only and are not for use in the Mainland China.

2Support issue up to 200 e-Cheques at a time.

3Support upload one ZIP file containing multiple e-Cheques within 10MB (around 50-100 e-Cheques subject to each e-Cheque PDF file size) or upload a maximum of 8 e-Cheques in PDF format.

How does it work?

Please note: e-Cheque is simple to set up on Business Internet Banking. There are no application forms required, everything can be done online within a few clicks.

e-Cheque issuance is not available in HSBCnet.

Security features

  • Highly secure digital signature supported by the Public Key Infrastructure (PKI) technology that prevents e-Cheques from being altered.
  • Information cannot be edited once the e-Cheque is created
  • e-Cheque cannot be deposited multiple times
  • Protected by two factor authentication (2FA) via your Internet Banking
  • SMS alert for all e-Cheques issued


e-Cheque is a free service offered to all our HSBC Commercial Banking customers.

  • No sign up fee
  • No issuance or deposit fees1
  • No online stop cheque fees2

1 Fees apply for returned and rejected e-Cheques
2 Online stop cheque function is available until 22:00pm HKT each business day and payee has not yet presented the e-Cheque for settlement.

Click here to find out more about e-Cheque tariffs (PDF, 193KB).

System requirements

  • Adobe reader (Acrobat 7.0 and later)
  • Click here to find out more about the supported OS and Browsers

You are leaving the HSBC Commercial Banking website.

Please be aware that other site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.

You are leaving the HSBC CMB website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.