SME Financing Guarantee Scheme

Product highlights

  • Helps SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited (HKMCI).
  • Provides financing for working capital and acquisition of equipment or assets for business operations.

Contact us

Call us on

+852 2748 8238

Features and benefits

Facility amount up to HKD15,000,000

Principal moratorium up to 6 months

Repayment period up to 7 years

Instalment loans, overdraft, trade finance facilities available

Eligibility

  • Companies operating and registered in Hong Kong for at least one year
  • Possessing good loan repayment record
  • Not a listed company, lending institution or the lender's affiliates

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

All credit applications under SME Financing Guarantee Scheme, including the Guarantee Fee charged, are subject to the HKMCI's approval.

The terms and conditions set out by the HKMCI could be referred to http://www.hkmc.com.hk

The Bank reserves the final decision on application approval.

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