SME Financing Guarantee Scheme

Product highlights

  • Helps SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited (HKMCI).
  • Provides financing for working capital and acquisition of equipment or assets for business operations.

Contact us

Call us on

+852 2748 8238

Promotional offer

From now until 30 June 2019, successful applicants of a loan under SME Financing Guarantee Scheme can enjoy full subsidy on guarantee fee for the first year.*

 

* Important Notice:

The application period for the subsidy runs from 19 November 2018 to 30 June 2019, both days inclusive (“Application Period”).

Terms and Conditions apply. For details, please refer to the SME Financing Guarantee Scheme (SFGS) Guarantee Fee Subsidy Application Form (PDF, 660KB) (Under HKMC Insurance Limited’s SFGS Enhanced Measures from 19 Nov 2018 to 30 Jun 2019).

Features and benefits

Facility amount up to HKD15,000,000

Principal moratorium up to 6 months

Repayment period up to 7 years

Instalment loans, overdraft, trade finance facilities available

Eligibility

  • Companies operating and registered in Hong Kong for at least one year
  • Possessing good loan repayment record
  • Not a listed company, lending institution or the lender's affiliates

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

All credit applications under SME Financing Guarantee Scheme, including the Guarantee Fee charged, are subject to the HKMCI's approval.

The terms and conditions set out by the HKMCI could be referred to http://www.hkmc.com.hk

The Bank reserves the final decision on application approval.

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