HSBC Life (International) Limited (“the Company”) is incorporated in Bermuda with limited liability, and is one of the HSBC Group’s insurance underwriting subsidiaries.
Hong Kong SAR office
18/F, Tower 1, HSBC Centre, 1 Sham Mong Road, Kowloon, Hong Kong
The Company is authorised and regulated by the Insurance Authority to carry on long-term insurance business in the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited (“HSBC”) is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of the Company for the distribution of insurance products in the Hong Kong SAR.
HSBC Health Goal Insurance Plan and HSBC Ruby Global Life Insurance Plan are life insurance products underwritten by the Company. They are products of the Company but not HSBC and are sold through HSBC and only intended for sale in the Hong Kong SAR.
Policyholders are subject to the credit risk of the Company. The premiums paid will form part of the Company's assets. You do not have any rights or ownership over any of those assets. Your recourse is against the Company only. If policyholders surrender or partially surrender their policies in early years, the surrender proceeds to be received may be significantly less than
their premiums paid.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between HSBC and you out of the selling process or processing of the related transaction, HSBC is required to enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the above insurance product should be resolved between the Company and you directly.
This webpage contains general information only. It does not constitute any offer for any insurance product. The above information does not contain the full terms of the policy. The full terms can be found in the policy contract. For product details, terms, conditions and exclusions, please refer to the relevant policy contracts, product brochures and proposals.
Issued by HSBC Life (International) Limited (Incorporated in Bermuda with limited liability)