Product highlights
- Helps SMEs obtaining financing by a 90% guarantee provided by the HKMC Insurance Limited (HKMCI)
- Provides financing for working capital
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90% Guarantee Product under the SFGS
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A 90% Guarantee Product under the SME Financing Guarantee Scheme provided by the HKMCI.
Features and benefits
- Facility amount up to HKD8,000,000
- Available with Business Instalment Loan
- Repayment period up to 8 years
Relief Arrangements under SME Financing Guarantee Scheme
Promotional offers
From 1 April 2025 to 31 March 2026, successful applicants of 90% Guarantee Product under the SME Financing Guarantee Scheme can enjoy up to HKD50,000 subsidy on guarantee fee*.
Successful applicants on or before 31 March 2026 can enjoy 50% off handling fee for the whole tenor period^.
* The application period for the subsidy ends on 31 March 2026. Subsidy offer is up to 24 months and subject to a cap of HKD50,000 for each successful applicant whose SFGS Guarantee Fee pays on Single Upfront basis. The decision of The Hongkong and Shanghai Banking Corporation Limited on application approval shall be final and conclusive. Refer to application form for terms and conditions.
^ The prevailing handling fee is 1% per annum on the original loan amount. The application period for the offer ends on 31 March 2026.
Please contact us on +852 2748 8278 for the pricing and more details.
Eligibility for the 90% Guarantee Product under the SFGS
- Companies operating and registered in Hong Kong
- Possessing good loan repayment record
- Not a lending institution or the lender's affiliates
Learn more about our financing solutions
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
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