Product highlights
- Helps SMEs obtaining financing by a 90% guarantee provided by the HKMC Insurance Limited (HKMCI)
- Provides financing for working capital
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90% Guarantee Product under the SFGS
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Arrange a call backA 90% Guarantee Product under the SME Financing Guarantee Scheme provided by the HKMCI.
Features and benefits
- Facility amount up to HKD8,000,000
- Available with Business Instalment Loan
- Repayment period up to 5 years
Promotional offers
From now until 31 March 2024, successful applicants of 90% Guarantee Product under the SME Financing Guarantee Scheme can enjoy full subsidy for the first year and 50% subsidy for second year on guarantee fee.*
Successful applicants on or before 31 March 2024 can enjoy 1% handling fee waiver for the whole tenor period^.
* The application period for the subsidy ends on 31 March 2024. Subsidy offer is up to HKD50,000 for each successful applicant. The decision of The Hongkong and Shanghai Banking Corporation Limited on application approval shall be final and conclusive. Refer to application form for terms and conditions.
^ The application period for the waiver ends on 31 March 2024. Handling fee waiver period is up to 60 months for each successful applicants.
Please contact us on +852 2748 8238 for the pricing and more details.
Eligibility for the 90% Guarantee Product under the SFGS
- Companies operating and registered in Hong Kong
- Possessing good loan repayment record
- Not a lending institution or the lender's affiliates
Apply for Partial Principal Repayment and / or Loan Tenor Extension (existing customers only)
- Please download and complete the below form
Application form for Partial Principal Repayment and/or Loan Tenor Extension (PDF, 1.08MB)
Application result will be notified by post. Please ensure your bank recorded correspondence address is up-to-date.
Learn more about our financing solutions
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
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