Protect

Business AccidentCare

A comprehensive 24-hour worldwide accident protection from as little as HKD2 per day per person.

Features and benefits

  • Comprehensive 24-hour worldwide accident protection
  • Two months FREE coverage when you apply via Business Internet Banking
  • For all sizes of business (maximum insured persons being 10), including sole-proprietorships
  • From as little as HKD2 per day per person
  • Two protection plans to choose from
  • Instant approval when you apply through Business Internet Banking
  • Provides double benefits in the event of permanent disability or death resulting from a traffic accident in a common carrier or private car
  • Covers Chinese bonesetting, acupuncture or physiotherapy plus accidental medical expenses

Coverage and Benefits

Main policy benefits

Benefit Scale A (HKD)

Benefit Scale B (HKD)

Death or permanent total disability caused by an accident in a common carrier or private car

1,000,000

2,000,000

Death or permanent total disability or permanent and incurable insanity

500,000

1,000,000

Permanent and incurable paralysis of all limbs or loss of use of one or two limbs

500,000

1,000,000

Permanent loss of speech and hearing

500,000

1,000,000

Permanent loss of sight in one or both eyes

500,000

1,000,000

Loss of or permanent total loss of use of four fingers and thumb of*
- right hand
- left hand

350,000
250,000

700,000
500,000

Loss of or permanent total loss of use of all toes on one foot

75,000

150,000

Major burns
- either 30% or more of total body surface
- or 50% or more of total facial surface

150,000
75,000

300,000
150,000

Other policy benefits

Benefit Scale A (HKD)

Benefit Scale B(HKD)

Accidental medical expenses (in-patient and out-patient)

Out-patient treatment limit

10,000 per policy period

150 per visit

20,000 per policy period

150 per visit

Chinese bonesetting or acupuncture or physiotherapy treatment expenses

Treatment limit

500 per policy period

100 per visit per day

1,000 per policy period

100 per visit per day

Credit card protection

10,000 per policy period

10,000 per policy period

Accident emergency medical evacuation

50,000 per accident

50,000 per accident

Contribution to funeral expenses

10,000

10,000

Coma benefit

26,000 per accident (500 per full week, maximum 52 weeks)

26,000 per accident (500 per full week, maximum 52 weeks)

Professional counselling costs

5,000 per accident

5,000 per accident

* In the event of a relevant loss under the policy, if the insured person is left-handed and has specifically mentioned this to the company, the amount of benefit for the right hand and left hand will be transposed.

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