Legacy Planning and Business Succession

• Long-term financial security and liquidity to protect you and your heirs.
• Insurance plans with attractive product features such as guaranteed minimum credit rates, various underwriting classes, multiple currencies and currency switch options, and guaranteed interest rate lock.*
• Life insurance policy can be owned by a trust depending on plan features, so trust beneficiaries can enjoy the benefits of owning assets without the burden of outright ownership.
• Professional asset management.

* Insurance product features vary amongst plans and are subject to underwriting approval. You are recommended to seek advice from your Relationship Manager or legal advisor.

• Support transfer of your business to co-owners, family members or key employees of your choice.
• Identify an interested business buyer and set a fair price for your business before you pass away.
• Provide liquidity for your family.
• Improve the business’ stability and minimise credit risks with a business continuation plan.