Protect

Talent Retention and Continued Income Solution

In a competitive market, it is crucial for you to manage your company’s wealth and retain talented employees via a range of benefits.

2025 HSBC Infinite Wealth Insurance Plan Premium Discount Offer

HSBC Infinite Wealth Insurance Plan supports your commercial wealth growth and provides you with a talent retention solution with a market-first¹ Policy Split Option. From now until 30 September 2025, apply to enjoy up to 5% single premium discount*.

*Terms and Conditions apply.

^1. The market-first feature means the predefined date to split policy offered in Policy Split Option. We base our statements about the options of our plan being “market-first” on our understanding and interpretation of current market information, by comparing with other similar publicly available long-term participating saving plans issued by major Hong Kong life insurance companies as in May 2025.

Features and benefits

Talent Retention

Continued Income Solution

Accumulate wealth and additional capital resources:
- Enjoy potential return generated from insurance policy.
- Have the flexibility to cash out or accumulate cash value in the plan.
Offer emergency cash in the event of business owner or key executive’s death:
- Support your company to cover necessary expenses for maintaining operation during the transition period.
- Whole life coverage provides financial security for surviving family members.
Increase policy proceeds in multiples of annual earnings.

How it works?

Annual bonus could not make your key talents stay? Watch the video to learn a more powerful tool!

Watch the video and learn more how long term life insurance solution can help to improve employee engagement and retention.

Watch the video and learn more about how life insurance can help to retain talent and support your business growth.

Learn more

Tips for buying insurance

Policy Dividend (for participating policies)

Policy Crediting Interest Rates (for Universal Life products)

Talent Retention Factsheet (PDF, 263KB)

Continued Income Solution Factsheet (PDF, 970KB)

Important Notes:

All life insurance products are underwritten by HSBC Life (International) Limited.
HSBC Life (International) Limited is authorised and regulated by the Insurance Authority.
The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agency of HSBC Life for the distribution of life insurance products in the Hong Kong SAR.
The information shown on this page is general advice only and is not intended to constitute a recommendation or advice to any prospective customer and is not intended as a substitute for professional advice. All prospective customers and readers should not act on any information on this page without seeking specific professional advice.