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InnoTech Business Instalment Loan
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Empower you with fast and simple financing solutions to adopt digital transformation.
Preferential Offer
From 1 January 2025 to 31 December 2025, eligible companies^ can enjoy below offers when successfully applying for InnoTech Business Instalment Loan:1
- Enjoy a Preferential Interest Rate 2
- No financial statements or assets as collateral required +
- Funds ready within 3 working days #
- Exclusive 50% off handling fee for:
(i) companies who have applied for Digital Transformation Support Pilot Programmes;
(ii) companies in Cyberport*; and
(iii) companies in Hong Kong Science Park*.
We are keen to cater your financing needs to help your business prosper. Visit our HSBC Business Centres or call us at +852 2748 8278!
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
Notes:
1 The promotional offer is valid only if the application is submitted 1 January 2025 to 31 December 2025, both dates inclusive ("Promotional Period"); and the loan is drawn down on or before 31 January 2026. All applications for a InnoTech Business Instalment Loan are subject to the applicable terms and conditions which will be set out in the related application form and loan notification letter. Please refer to the related application form and here (PDF, 145KB) for Terms and conditions applicable to the promotional offer.
2 The interest rate is set out in the related application form.
3 All loan applications are subject to the Bank's usual credit assessment approval procedure. The Bank reserves the right to amend the loan amount, interest rate, benefits, terms and conditions without prior notice.
^ Companies eligible for InnoTech Business Instalment Loan include: (i) digital and technology related industries; or (ii) companies with any other commercial use of digital adoption.
+ The director(s)/principal shareholder(s) of limited companies who apply for a InnoTech Business Instalment Loan is/are required to provide Personal Guarantees by Individual(s).
# The Hongkong and Shanghai Banking Corporation Limited and its successors and assigns ("HSBC" or the "Bank") will assess the loan application and, if the Bank approves the loan application, credit the approved final loan amount to your existing HSBC repayment account within three working days upon receipt of a fully completed application and all required documents. For customer without an existing HSBC account, the approved loan amount will be credited upon successful opening of HSBC repayment account. Only bank working days (Monday- Friday, except Saturday, Sunday and public holidays) are considered.
* For the complete list of eligible companies in Hong Kong Science Park and Cyberport, please visit:
- Companies in Hong Kong Science Park www.hkstp.org/en/reach-us/company-directory/
- Cyberport Office tenants www.cyberport.hk/en/offices/cyberport_directory/office_cyberport_office_tenants
- Cyberport Incubatees and Alumni www.cyberport.hk/en/about_cyberport/cyberport_entrepreneurs/cyberport_incubation_programme/about_ec_gaid_incubatees_alumni
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