Liquidity, Account and Investment Solutions

Providing a range of informed account structuring solutions to help you stay compliant, optimize liquidity and work more efficiently while supporting your core cash management activities across accounts receivables, payables and yield optimisation in multiple currencies by using our Current, Savings and Term accounts as well as Third-Party Money accounts.

A digital platform that provides a flexible and customisable view of your company’s global cash position, with integrated features to seamlessly visualize your liquidity, cash pooling, and investment positions.

HSBC’s Cash flow forecasting service can help you to replace complex spreadsheets by streamlining forecasting processes and providing advanced data analytics capabilities. The service supports faster decision-making by highlighting liquidity gaps and surpluses earlier, helping you optimise funding, investments and working capital, and enabling more confident planning across currencies, accounts and geographies.

Reduce borrowing costs by facilitating and automating inter-company lending and restore account balances to a pre-agreed target level to support the business’ day-to-day operational requirements.

Give you the flexibility to sweep liquidity in real time, at the click of a button, to meet unexpected needs whenever needed.

Reduce manual efforts, automatically sweeps and centralises balances in different currencies into a chosen currency at prevailing FX rates, improving your cost efficiency and working capital.

Enable notional (virtual) offsetting of debit and credit balances across accounts on a single- or multi-currency without fund comingling. This helps reduce your interest costs without intercompany lending and maintaining account autonomy and enabling liquidity sharing across subsidiaries.

Subsidiaries benefit from a centralised liquidity view while retaining day-to-day cash management control, with minimal administrative effort.

Improve credit interest rates with preferential pricing based on aggregated balances across your HSBC accounts, on a single or multi-currency basis.

Optimise treasury operations with greater control and visibility.

HSBC’s Global Liquidity Solutions self-service platform empowers you to manage your liquidity structures independently, providing flexibility to respond to changing market conditions and business needs in real-time.

Streamline investment execution and improve operational efficiency through an online platform that enables you to automate money market fund investments based on your cash investment policy, using pre-defined rules and preferences.