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Stay up to date with HSBC's services, changes to terms and conditions and other important updates, please visit Important Notices for our latest service information.

The 2025 Principal Moratorium (2025-PM) under the SME Financing Guarantee Scheme (SFGS) will end on 17 November 2026. Click here to learn more and explore other available options.

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An instant and flexible access to cash helping you to manage cash flow fluctuations when needed.

Features and benefits

  • A revolving credit line with flexible principal repayments
  • Allows you to draw cash flexibly without the need of applying each time
  • Pay interest on drawn amount only
  • Meets your short-term funding needs
  • Helps you to capturing business opportunities

A revolving credit line with flexible principal repayments

Allows you to draw cash flexibly without the need of applying each time

Pay interest on drawn amount only

Meets your short-term funding needs

Helps you to capturing business opportunities

Learn more

Best Lending Rate

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

Note:

The Bank reserves the final decision on application approval.

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.

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+852 2748 8238

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