Offer One – Enjoy a Switcher Discount
HSBC Commercial Banking customers who successfully switch their existing group medical policies from another insurance company1 to HSBC Life Benefits+ Medical Insurance Plan during designated period2 can enjoy a switcher discount.
In this offer, “switcher discount” means a waiver of standard premium loading on the HSBC Life Benefits+ Medical Insurance Plan policy (with policy effective date between 1 February 2021 and 31 May 2021), details as follow:
- 15% standard premium loading is waived for switching packaged plans
- 20% standard premium loading is waived for switching tailor-made plans
1. For this offer, “another insurance company” does not include AXA General Insurance Hong Kong Limited and all other AXA’s corporate entities.
2. The policy effective date of the HSBC Life Benefits+ Medical Insurance Plan policy must be between 1 February 2021 and 31 May 2021 (both dates inclusive). The HSBC Commercial Banking customer must remain an existing HSBC Commercial Banking customer on the policy effective date of the HSBC Life Benefits+ Medical Insurance Plan policy.
Offer is subject to Terms and Conditions. Exclusions apply.
Offer Two – Complimentary Special Benefits for COVID-19
For HSBC Commercial Banking customer who takes out a new HSBC Life Benefits+ Medical Insurance Plan (with policy effective date between 1 February 2021 and 31 July 2021, both dates inclusive), the Insured Persons under the policy will also receive the following Complimentary Special Benefits for COVID-19, with cover
guaranteed for the first policy year.
Benefit |
Benefit Description |
Benefit Coverage |
Diagnosis Benefit |
If the Insured Person is diagnosed with COVID-19 by a Registered Medical Practitioner, we will provide a lump sum payment
as Diagnosis Benefit. |
Benefit amount HKD20,000 |
Hospital Cash Benefit |
If the Insured Person is admitted to Hospital due to COVID-19 upon the recommendation of a Registered Medical Practitioner, a daily
hospital cash will be paid. |
Benefit amount HKD1,000 per day (up to 45 days) |
Terms and conditions apply. Exclusions apply.