Saving and deposit rates

Rates

Corporate

Institutional

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Savings
Account Balance			Interest Rate
Less than HK $5,000			0.0000%
HK $5,000 to HK $9,999			0.0010%
HK $10,000 to HK $149,999			0.0010%
HK $150,000 or above			0.0010%
Fixed Deposit
Deposit Period	HK $10,000 to HK $99,999	HK $100,000 to HK $499,999	HK $500,000 to HK $999,999	HK $1,000,000 or above
1 day	-	-	-	0.0010%
1 week	0.1000%	0.1000%	0.1000%	0.1000%
2 weeks	0.1000%	0.1000%	0.1000%	0.1000%
1 month	0.1000%	0.1000%	0.1000%	0.1000%
2 months	0.1000%	0.1000%	0.1000%	0.1000%
3 months	0.1200%	0.1200%	0.1200%	0.1200%
6 months	0.1200%	0.1200%	0.1200%	0.1200%
9 months	0.1500%	0.1500%	0.1500%	0.1500%
12 months	0.1500%	0.1500%	0.1500%	0.1500%

Australian Dollar


Savings:
0.1250% (With Balance >= AUD 400)
Fixed Deposit
Deposit Period	AUD2,000 to AUD99,999	AUD100,000 to AUD999,999	AUD1,000,000 or above
1 week	0.1500%	0.1500%	0.1500%
2 weeks	0.1500%	0.1500%	0.1500%
1 month	0.2500%	0.2500%	0.2500%
2 months	0.2500%	0.2500%	0.2500%
3 months	0.3000%	0.3000%	0.3000%
6 months	0.4000%	0.4000%	0.4000%
9 months	0.5000%	0.5000%	0.5000%
12 months	0.6000%	0.6000%	0.6000%

Canadian Dollar


Savings:
0.0010% (With Balance >= CAD 400)
Fixed Deposit
Deposit Period	CAD2,000 to CAD99,999	CAD100,000 to CAD999,999	CAD1,000,000 or above
1 week	0.1000%	0.1000%	0.1000%
2 weeks	0.1000%	0.1000%	0.1000%
1 month	0.1000%	0.1000%	0.1000%
2 months	0.1500%	0.1500%	0.1500%
3 months	0.2000%	0.2000%	0.2000%
6 months	0.3000%	0.3000%	0.3000%
9 months	0.3500%	0.3500%	0.3500%
12 months	0.4000%	0.4000%	0.4000%

Euro


Savings:
0.0010% (With Balance >= EUR 200)
Fixed Deposit
Deposit Period	EUR2,000 to EUR49,999	EUR50,000 to EUR499,999	EUR500,000 or above
1 week	0.1000%	0.1000%	0.1000%
2 weeks	0.1000%	0.1000%	0.1000%
1 month	0.1000%	0.1000%	0.1000%
2 months	0.1000%	0.1000%	0.1000%
3 months	0.1500%	0.1500%	0.1500%
6 months	0.2000%	0.2000%	0.2000%
9 months	0.2000%	0.2000%	0.2000%
12 months	0.2000%	0.2000%	0.2000%

Japanese Yen


Savings:
0.0010% (With Balance >= JPY 30,000)
Fixed Deposit
Deposit Period	JPY100,000 to JPY9,999,999	JPY10,000,000 to JPY99,999,999	JPY100,000,000 or above
1 week	0.0010%	0.0010%	0.0010%
2 weeks	0.0010%	0.0010%	0.0010%
1 month	0.0010%	0.0010%	0.0010%
2 months	0.0010%	0.0010%	0.0010%
3 months	0.0010%	0.0010%	0.0010%
6 months	0.0010%	0.0010%	0.0010%
9 months	0.0010%	0.0010%	0.0010%
12 months	0.0010%	0.0010%	0.0010%

New Zealand Dollar


Savings:
0.0010% (With Balance >= NZD 400)
Fixed Deposit
Deposit Period	NZD2,000 to NZD99,999	NZD100,000 to NZD999,999	NZD1,000,000 or above
1 week	0.1000%	0.1000%	0.1000%
2 weeks	0.1000%	0.1000%	0.1000%
1 month	0.1000%	0.1000%	0.1000%
2 months	0.1500%	0.1500%	0.1500%
3 months	0.2000%	0.2000%	0.2000%
6 months	0.2500%	0.2500%	0.2500%
9 months	0.3500%	0.3500%	0.3500%
12 months	0.4500%	0.4500%	0.4500%

Pound Sterling


Savings:
0.1250% (With Balance >= GBP 150)
Fixed Deposit
Deposit Period	GBP2,000 to GBP49,999	GBP50,000 to GBP499,999	GBP500,000 or above
1 week	0.1500%	0.1500%	0.1500%
2 weeks	0.1500%	0.1500%	0.1500%
1 month	0.2000%	0.2000%	0.2000%
2 months	0.2500%	0.2500%	0.2500%
3 months	0.3000%	0.3000%	0.3000%
6 months	0.5000%	0.5000%	0.5000%
9 months	0.6000%	0.6000%	0.6000%
12 months	0.7000%	0.7000%	0.7000%

Renminbi


Savings
0.1000% (With Balance >= CNY 5,000)
Fixed Deposit
Deposit Period	CNY10,000 to CNY499,999	CNY500,000 or above
1 week	0.2500%	0.2500%
2 weeks	0.2500%	0.2500%
1 month	0.2500%	0.3000%
2 months	0.2500%	0.3000%
3 months	0.3000%	0.3500%
6 months	0.3000%	0.3500%
9 months	0.3500%	0.4000%
12 months	0.3500%	0.4000%

Singapore Dollar


Savings:
0.0010% (With Balance >= SGD 400)
Fixed Deposit
Deposit Period	SGD10,000 to SGD99,999	SGD100,000 to SGD999,999	SGD1,000,000 or above
1 week	0.0100%	0.0100%	0.0100%
2 weeks	0.0100%	0.0100%	0.0100%
1 month	0.0100%	0.0100%	0.0100%
2 months	0.0100%	0.0100%	0.0100%
3 months	0.0100%	0.0100%	0.0100%
6 months	0.0100%	0.0100%	0.0100%
9 months	0.0100%	0.0100%	0.0100%
12 months	0.0100%	0.0100%	0.0100%

Swiss Franc


Savings:
0.0010% (With Balance >= CHF 400)
Fixed Deposit
Deposit Period	CHF10,000 to CHF99,999	CHF100,000 to CHF999,999	CHF1,000,000 or above
1 week	0.0010%	0.0010%	0.0010%
2 weeks	0.0010%	0.0010%	0.0010%
1 month	0.0010%	0.0010%	0.0010%
2 months	0.0010%	0.0010%	0.0010%
3 months	0.0010%	0.0010%	0.0010%
6 months	0.0010%	0.0010%	0.0010%
9 months	0.0010%	0.0010%	0.0010%
12 months	0.0010%	0.0010%	0.0010%

Thai Baht


Savings:
0.0010% (With Balance >= THB 10,000)
Fixed Deposit
Deposit Period	THB100,000 to THB999,999	THB1,000,000 to THB9,999,999	THB10,000,000 or above
1 week	0.0010%	0.0010%	0.0010%
2 weeks	0.0010%	0.0010%	0.0010%
1 month	0.0010%	0.0010%	0.0010%
2 months	0.0010%	0.0010%	0.0010%
3 months	0.0010%	0.0010%	0.0010%
6 months	0.0010%	0.0010%	0.0010%
9 months	0.0010%	0.0010%	0.0010%
12 months	0.0010%	0.0010%	0.0010%

US Dollar


Savings:
0.0010%(With Balance >= US $1,000)
Fixed Deposit
Deposit Period	US $2,000 to US $49,999	US $50,000 to US $499,999	US $500,000 to US $999,999	US $1,000,000 or above
1 day	-	-	0.1250%	0.1250%
1 week	0.1250%	0.1250%	0.1250%	0.1250%
2 weeks	0.1250%	0.1250%	0.1250%	0.1250%
1 month	0.1250%	0.1250%	0.1250%	0.1250%
2 months	0.1250%	0.1250%	0.1250%	0.1250%
3 months	0.1500%	0.1500%	0.1500%	0.1500%
6 months	0.1750%	0.1750%	0.1750%	0.1750%
9 months	0.1750%	0.1750%	0.1750%	0.1750%
12 months	0.2250%	0.2250%	0.2250%	0.2250%

Commercial Tariffs

Effective date: 12 Dec 2025

Interest is calculated on the following year basis:

Hong Kong Dollar - 365 days or 366 days (in leap years), Pound Sterling, Singapore Dollar, Thai Baht - 365 days and other currencies - 360 days.

We offer deposit rates that vary among different currencies, deposit amounts and periods. The information shown is for indication only. Our staff will be pleased to provide the most suitable rates for your deposits.