Next Generation Trade

To accelerate the development of e-commerce and the new economy, HSBC has joined forces with Dowsure^{^} to offer an innovative and digital merchant trade financing solution for Amazon merchants. The programme allows HSBC to analyse and evaluate the merchants’
e-Commerce business with Dowsure’s digital data, including sales amount, sales performance trend, inventory turnover, etc for credit lending assessment. It facilitates a faster and simpler trade financing solution for e-merchants.

Features:

     120-day loan tenor*

     No financials or collaterals is required for facility size up to USD1m

     Use of digital data for credit assessment

^{^Dowsure is one of Amazon’s Seller Lending Programme partners in mainland China
*The facility is subject to annual review}

Talk to your HSBC Trade Business Development Manager or leave us your contact and HSBC will contact you shortly:

Download the HSBC – Amazon Seller Lending Programme Factsheet (PDF, 811KB) to know more

HSBC launched a first-to-market banking solution of Point-of-Sale Financing for business-to-business (B2B) transactions in Hong Kong that enables B2B sellers to offer extended terms of payment to their business and institutional customers on their online platforms.

Through the API technology, a seamless and fully embedded financing option will be available for HSBC customers’ B2B e-Commerce platform where HSBC will pay its commercial clients in one business day after they receive a purchase order to enhance overall efficiency and working capital optimization of the customers.

The solution is now available on FreightAmigo, a leading digital freight logistics platform, to enable its business users to ship now, pay later. When a company places shipment booking on the platform, they can opt to pay on extended terms at no extra cost, uplifting the digital customer experience and providing greater payment flexibility.

Benefits:

     Ship now, pay later. Enable buyers to pay on extended terms at no cost

     Provide greater flexibility on cash flow and working capital

     Enhance digital customer experience

To learn more about our B2B Point-of-Sale Financing Programme, please contact your HSBC Trade Business Development Manager.

HSBC and HK JEBN jointly participate in a pilot digital trade financing programme by leveraging customer payment data to facilitate a faster and simpler financing from the bank.

Click the ‘Download the story’ button to see how the digital trade financing supports HK JEBN to access funds faster from HSBC.

HSBC and HKTVmall jointly launch an innovative digital trade financing programme that leverages commercial data for credit assessment and loan drawdown, making loans more accessible for the growing community of online merchants in Hong Kong.

Under this programme, HSBC will evaluate loan applications based on HKTVmall’s diversified commercial data such as turnover, types of goods and sales performance trend information. Available to eligible HKTVmall merchants by phases, the programme will offer trade facility of up to USD500,000 with 90-day loan tenor without requiring further financial statement and provision of collateral.

What you can enjoy from this programme:

Preferential rates for different loan amounts

90-day loan tenor for each drawdown*

No financials or collaterals is required for facility size less than or equal to USD500K

Use of digital data to replace conventional trading documents

Financing service anytime with ease 

*The facility is subject to annual review

HSBC has joined forces with Cainiao Network, Alibaba Group’s smart logistics platform, to offer an innovative digital trade finance solution for online merchants. The new scheme will use real-time logistics information for credit assessment, making loans more accessible and matching the fast-changing needs of new economy enterprises. TMall global merchants are benefited from the integration of Supply Chain Finance and Receivables Finance.

Watch the video and see how Cainiao and Hong Kong merchant on TMall Global think about this innovative trade finance programme.