Business Integrated Accounts

No matter what stage your business is at, our integrated account solutions can offer you a range of banking and trade services via a single account – helping you simplify business financial management anytime, anywhere.

Fuelling up your business with more

From now until 20 May 2022, open a new Business Integrated Account online and save up to HK$438#^ on account opening fee

# Eligible customers only need to pay HK$1,162 for online account opening compared to the standard tariff of HK$1,600 for account opening via paper form or other channels.
^ Terms and Conditions apply

Get started

Apply now to save 30% on online payment transaction fee and enjoy other exclusive offers.


Open a business account online in as fast as 3 working days.**

Apply online


**Subject to eligibility. Terms & conditions apply.

Note: All customers can submit an application online, and eligible customers can open an account remotely.

From now until 31 December 2022, enjoy our special welcome offers* upon successful account opening.

Free autoPay services to save cost on payroll services:

  • autoPay transaction fees waiver
  • Additional autoPay payment code setup charges waiver

30% rebate on domestic and overseas e-payment transaction fees to earn as you spend:

  • Eligible to outward Faster Payment System (FPS) payments, outward Real Time Gross Settlement (RTGS) payments and outward Telegraphic Transfer (TT) payments

Preferential foreign exchange rates to meet your global banking needs:

  • 25% off on online foreign exchange transactions for 90 days

Extra reward for HSBC Business Mastercard® applicants:

  • An extra $100 RewardCash

* Terms and Conditions apply


Enjoy 30% rebate on Inward Telegraphic Transfers**:

From now until 31 July 2022, enjoy an additional 30% rebate on your inward Telegraphic Transfer payments (maximum rebate up to HK$1,170) upon maintaining a designated balance in your newly opened Business Integrated Account!


** Terms and Conditions apply


Enjoy the perks of going digital with PayMe for Business#:

HK$300 PayMe for Business credit upon successful registration from now until 30 June 2022


#Terms and conditions for PayMe for Business registration offer

SVF Licence Number: SVFB002


With a range of free digital banking services, we can help you to streamline your operations, gain business insights and connect to new opportunities anytime, anywhere at no extra cost.

Free use of both Business Internet Banking and HSBC HK Business Express mobile app

24/7 online account access, transaction, foreign exchange, investment and many more

WeChat banking and notification service

Receive notifications on business account balance, incoming fund transactions, commercial card information, and designated transactions and account maintenance service

Free use of HSBC Smart Solution

Connect multiple business applications to automate your operation tasks such as business analytics, book-keeping, HR management, etc.

Free HSBC VisionGo Business Membership

Gain exposure, connect with the SME community to share business insights for more business opportunities

What is a Business Integrated Account?

A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day banking with ease. Investment account is also combined under our Business Integrated Account for you to manage your investment trading needs.

HSBC Sprint Account, HSBC Business Direct and BusinessVantage are the three different types of Business Integrated Accounts to suit your business needs.

* Foreign currencies include: US Dollar (USD), Pound Sterling (GBP), Canadian Dollar (CAD), Australian Dollar (AUD), Japanese Yen (JPY), New Zealand Dollar (NZD), Euro (EUR), Singapore Dollar (SGD), Swiss Franc (CHF), Renminbi (RMB) and Thai Baht (THB)

Account opening support

Act now by opening an HSBC Business Integrated Account! When you open a business account with HSBC, you can submit your identification documents through HSBC HK Business Express mobile app to complete the identity verification process. Scan the QR code to download the HSBC HK Business Express mobile app now.


The HSBC HK Business Express App (the ‘App’) is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC’) and is intended for use by HSBC commercial banking customers in Hong Kong. The App is not intended for download or use by any person in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction, or where HSBC is not licensed or authorized to provide the App and/or any of the related services.

Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries. App Store is a service mark of Apple Inc.

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