HSBC Business Direct is suitable for businesses that
Have just started up their businesses
Need flexible 24/7 access to account services
Appreciate convenience and prefer banking via internet, machines or phone
Do not have frequent branch counter requirements
Enjoy exclusive welcome offers and transaction fee offers when you successfully open an account with us before 31 December 2023.
Enjoy $150 RewardCash when you successfully apply for and spend with an HSBC Business Mastercard®
Receive a 100% rebate on any additional autoPay payment codes setup
Transaction fee offers
Receive a 100% rebate on e-autoPay transaction fees for 2 months^
Get a 30% rebate on domestic and overseas e-payment transaction fees for 2 months^ (Eligible to outward Faster Payment System (FPS) payments, outward Real Time Gross Settlement (RTGS) payments and outward telegraphic transfers (TT) payments)
Enjoy a 25% discount on online foreign exchange transactions during the 90 days promotional period
^Two-month period commencing from the first day of the next month after the Account has been successfully opened
With one single account number, HSBC Business Direct combines a range of deposit and investment1 accounts so that you can effectively manage your company's finances:
Hong Kong Dollar Savings
Hong Kong Dollar Current
Foreign currency savings available in 11 currencies – including Renminbi (RMB), US dollar (USD), Euro (EUR), pound sterling (GBP), Australian dollar (AUD), New Zealand dollar (NZD), Japanese yen (JPY), Canadian dollar (CAD), Singapore dollar (SGD), Swiss franc (CHF) and Thai baht (THB)
Access to cash and more through Automated Teller Machines (ATMs) via the HSBC, Hang Seng Bank as well as UnionPay networks for your day-to-day banking needs
Covers more than 1.1 million ATMs worldwide and over 120,000 UnionPay ATMs in mainland China
Enjoy purchase convenience by debiting your account automatically through the EPS networks or UnionPay
Enjoy discount offers at selective UnionPay accepting merchants
Additionally, Company ATM Card and Company Deposit Card with specialised features are available.
3. Mobile banking
An additional new channel for you to access basic account information, just when you need it most. For simplicity and peace of mind, you can access this service using your existing Business Internet Banking login credentials.
Account balance enquiry - view account balance and account details
Payments on the go - pay to beneficiaries in Hong Kong and overseas
Bill payment - pay bills of registered merchants
Payment tracking - check the real-time status of recent payments in details
Authorisation - authorise fund transfer and bill payment instructions prepared by other users
FX solutions - tailored FX insights and instant quote for multiple currencies
Your available credit limit (a maximum of HK$10,000,000) is adjusted automatically according to the daily asset value and can be utilised for overdraft, documentary credit issuance, bank guarantee issuance and trade finance.
Acceptable types of secured assets include Hong Kong Dollar and foreign currency
time deposits, bonds, certificates of deposit, locally quoted unit trusts and more.
There are no arrangement fees or monthly service fees for the use of this service.
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"