Business Master Card

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Provides you with flexible payment options and the added bonus of having HSBC Business MasterCard1 in your wallet.

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A brand new look for your HSBC Business Mastercard

We are progressively launching the new design for our credit cards.

Promotional Offer

From now until 31 March 2022, successfully apply for the HSBC Business Mastercard to enjoy a 2-year annual fee waiver and be rewarded with exclusive welcome offers:

Enjoy up to $6,600 RewardCash (equivalent up to 11% rebate) when you meet the spending requirements. Online registration is required.

An extra $100 RewardCash for application through HSBC LinkScreen or our online card application channel

More about this offer

Features and benefits

Applicable to World Business Mastercard only

Double Rewards for Overseas and Online Spending

Enjoy $2 RewardCash for every HKD250 you spend on your card overseas and online*

* Subject to detailed terms of the “Business Card Rewards Programme Terms and Conditions” insert.

Airport Limousine Service

Enjoy a one-way airport limousine service in a 4-seater luxury sedan or a 6-seater passenger van at an exclusive flat rate of HK$300 to or from anywhere in Hong Kong and 8 other designated airport locations upon making a single transaction of HKD500 or above with the card within 30 days prior to booking.

Please visit for the applicable terms and conditions and the list of the designated airports. Subject to availability of Aspire Lifestyles.

Submit and pay for your limousine bookings through the dedicated online booking portal at

For enquiry, please contact Aspire Lifestyles on +852 3122 2322 or email to

Free Travel Insurance

When you buy travel tickets with your HSBC World Business Mastercard, you will receive free travel insurance2 for up to seven days, including coverage for personal accidents worth up to HKD1 million and inconveniences such as travel delays and lost baggage.

For more details please contact our Insurance Hotline on +852 3070 5000 or Claims Hotline on +852 2894 4713.

Applicable to all Business Mastercards

Free Airport Services at Plaza Premium Lounges

Complimentary access to over 70 designated Plaza Premium Lounges around the world or complimentary 15 minutes seated massage service at Plaza Premium Lounge (near Gate 35) / Refreshhh by Aerotel (near Gate 60) in Hong Kong.

Please click here for the list of lounges that can be accessed and visit Plaza Premium Lounge’s website for the location map. For more details, please contact Plaza Premium Lounge on +852 3960 1396.

Cardholder must present a valid boarding pass or air ticket during the visit. Instant Savings and Reward Night

Enjoy Rewards - Stay 10 nights, get 1 reward night

Plus extra 4% off on your hotel room bookings

Make your booking through this dedicated website and enter the coupon code HSBCCOM to enjoy the offers. Please read details and Terms and Conditions.

Mastercard Easy Savings® Program

Just use your HSBC Business Mastercard at any participating merchants, you will enjoy automatic rebates on the things that help you run your business worldwide including dining, hotel stays, car rentals, business services and much more.

Please visit Mastercard Easy Savings Program website for the participating merchants and details.


Business Mastercard Rewards3 - You can earn RewardCash while spending with your Business Mastercard. You can choose your own Reward option:

  1. RewardCash – Earn $1 RewardCash for every HKD250 you spend on your Business Mastercard. You can use RewardCash to redeem a range of gifts and merchant vouchers or convert RewardCash into miles through our Mileage Programme in our comprehensive Business Card Rewards Programme
  2. Cash Rewards Scheme - Once registered, all the RewardCash you earn from spending with your Business Mastercard will be automatically converted into an equivalent amount of cash credit every month (i.e. every $1 RewardCash equals HKD1 cash credit).

You can also register for the Consolidated Rewards4 option. Once registered, all the RewardCash or cash rebates that earned from all Business Mastercards under the same company will be automatically transferred to one nominated Business Mastercard account for the respective cardholder to use.

Enjoy discounts and offers from a range of hotels and restaurants and other companies.

Your statements will provide a consolidated view of your expenditure

Pay individually or by company with a single payment

Simply call business phonebanking hotline +852 2748 8288 to settle Business Mastercard payment and enquire RewardCash

Free Corporate Liability Waiver Insurance5 to protect your company against eligible losses that might be incurred through Business Mastercard misuse by an employee

Card-Not-Present (“CNP”) Credit Card Transaction Notification

With effect from 28 August 2016, the Bank will send cardholders a notification when a Card-Not-Present ("CNP") credit card transaction* is accepted. Please provide your cardholder’s mobile number and/or email address in advance to receive the notification, by completing the form and returning it by mail. Otherwise, future CNP credit card transactions of those cardholder(s) may be rejected.

* Card-Not-Present credit card transaction are those credit card transactions without original sales slips, including but without limitation, online purchase, telephone orders, fax orders and mail orders.

Mastercard contactless payment function

Simply tap your Mastercard with contactless payment function in thousands of stores in town, including supermarkets, convenience stores, restaurants and department stores, with Mastercard contactless payment terminals for secure, swift and convenient contactless payment without signature^, in addition to an array of spending benefits and rewards provided by HSBC Commercial Cards. For more details on HSBC Commercial Cards with contactless payment function, please contact our Customer Service Hotline on +852 2748 8288 for any assistance.

^ Your new card provides free use of Mastercard contactless payment function. You may use your card for contactless payment transactions, subject to transaction limits (including limit on each purchase and other limits) set by the Bank, Mastercard Worldwide or the merchant from time to time. For payment over the transaction limit or if contactless payment is unavailable, you may need to sign on the credit card sales slip in order to complete the transaction. Moreover, please make the first transaction by inserting your card into the card terminal to activate the Mastercard contactless payment function.

Reminder: “To borrow or not to borrow? Borrow only if you can repay!”


  1. Issued by the Hongkong and Shanghai Banking Corporation Limited ("the Bank") in Hong Kong. Business Cards are available exclusively to HSBC Commercial Banking customers. If you do not have a company account with HSBC, please visit any of our HSBC Business Centres to arrange for account opening. If a customer's application on World Business Mastercard cannot be approved, the Bank might issue a Platinum Business Mastercard based on the approval result. The Bank reserves the final decision on the card type to be approved.
  2. The above policy is underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under the terms and conditions of the policy. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is an insurance agent authorised by AXA for distribution of general insurance products.
  3. Subject to the detailed terms of the Business Card Programme Agreement which will be available with your new Business Card.
  4. Consolidated Rewards - all the RewardCash or cash rebates earned from all the Business Cards in respect of the same company will automatically be transferred to one nominated Business Card account. Individual Rewards option - The RewardCash or cash rebates earned by each cardholder will be accumulated in his/her individual Business Cardholder's account. Each individual cardholder can choose his/her own Rewards option.
  5. With effect from 1 July 2020, the Corporate Liability Waiver Programme protection insurance is underwritten by AIG Insurance Hong Kong Limited, to which HSBC is the assured. Please note that there are some changes on the coverage limits. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Insurance Hong Kong Limited. Claims are subject to the applicable terms and conditions.

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.

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