HSBC Life Benefits+ Medical Insurance Plan

A one-stop solution to help you manage your group medical policies. Let us protect your employees’ health with a comprehensive and quality coverage.

Take care of your people, and they will take care of your business

HSBC Life Benefits+ Medical Insurance Plan is a one-stop group medical solution that provides you with an extensive range of basic benefits and optional supplementary benefits, which you can mix and match to assemble group policies that mirror the needs of your best people. After all, when talented employees are motivated by strong benefits to go above and beyond, the one who benefits the most is the employer.

Features and benefits

Flexible coverage for companies of different sizes

  • Companies with 2 or more employees may have the flexibility to mix-and-match benefits1 to suit their needs.

Different combinations of optional benefits and coverage levels

  • A total of 6 levels of basic hospitalisation benefits, giving you more options to customise the coverage.
  • 6 types of optional benefits with different levels of coverage.

Simple application

  • Enrolment for the plan is simple, with minimal administrative work required.
  • Individual health declarations for new employees are waived if your policy covers 6 or more employees.

Simple premium structure

  • Premiums are calculated at a flat rate based on the specific plans your employees and their dependents are enrolled in.

Transfer of coverage for protection

  • With additional underwriting, coverage of injuries and/or illnesses by an existing group medical policy from another service provider may be transferred to HSBC Life Benefits+ Medical Insurance Plan.

Deposit-free admission in mainland China

  • The insured person can be admitted to a designated hospital in mainland China without paying an admission deposit in advance.

Access to an extensive medical network for outpatient benefits

  • Through our network of over 2,000 panel doctors in Hong Kong, the insured person is connected to a vast pool of medical experts, including general practitioners, specialists, physiotherapists and registered Chinese medicine practitioners.
  • Cashless arrangement for outpatient treatments within our extensive network of doctors and medical facilities.

The information shown above is intended as a general summary. Please see product summary, important notes and key risks in the product brochure. For product details, terms, conditions and exclusions, please refer to the relevant policy contracts, product brochures (PDF, 653KB) and proposals.

Valuing your employees is essential to a thriving business

Our flagship group medical and group life insurance solutions ‘HSBC Life Benefits+’ offer an extensive range of basic and flexible coverage to protect the well-being of your employees. Find out more from the video below – a business consultant speaks to three business owners running companies of different scales and sectors and provides them with group insurance advices that address their employees’ medical and life protection needs.

Watch it now to find out how small and big enterprises alike can take care of their employees.

HSBC Life Benefits+ app

HSBC Life Benefits+ app is a one-stop health and wellness digital platform that gives your employees an enriching experience.

Your employees, as an HSBC Life Benefits+ member, can review their medical insurance benefits, manage their claims and see tailored health and wellness recommendations on how to improve their lifestyle. All with just a few taps on the HSBC Life Benefits+ app.

Click here to understand more.

Download the app2 now:

benifits+ image

Or log on to HSBC Life Benefits+ online

Contact us

Call us on

+852 2748 8238

Please contact your Relationship Manager or Insurance Sales Manager for further details.



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