Business account

Business Integrated Accounts

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Save HKD300# in account opening fees by applying online or via the HSBC HK Business Express mobile app!
No matter what stage your business is at, our business integrated account solutions can offer you a range of banking and trade services via a single account – helping you simplify business financial management anytime, anywhere.

What is a Business Integrated Account?

A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day business banking with ease. Investment account is also combined under our Business Integrated Account for you to manage your business investment trading needs.

HSBC Sprint Account, HSBC Business Direct and BusinessVantage are the three different types of Business Integrated Accounts to suit your business needs.

HSBC Sprint Account

Whether your business has started, or is getting ready to take off, our solution has you covered.

HSBC Business Direct

A simple yet complete banking solution that gives you hassle-free control of your banking transactions.


An all-round and reliable banking solution that helps you business run smoothly and improve your efficiency.

Features and benefits of Business Integrated Accounts

  • All-in-one banking solutions

    Use a single account number to access your business account (current + savings + time deposits + investments + loans)

  • Free use of both Business Internet Banking and HSBC HK Business Express mobile app

    • 24/7 online account access, transaction, foreign exchange, investment and many more
  • Free Payroll Service setup

    • - No annual fee and registration fee for payroll service
    • - Free for the first 4 autopay-in/autoPay-out codes
  • WeChat banking and notification service

    • Receive notifications on business account balance, incoming fund transactions, commercial card information, and designated transactions and account maintenance service

Get started

Open a business account online in as fast as 3 working days***. Save HKD300# in account opening fees by applying online or completing the application in our mobile app and you will receive your account number instantly.

Simply scan the QR code below to download HSBC HK Business Express mobile app. Alternatively, find it by searching “HSBC HK Business Express" on the App Store or Google Play, or searching "香港汇丰BusinessExpress" on the Baidu App store.

App Store or Google Play


Scan QR or click to download

Baidu App Store


Scan QR or click to download

APK file - for Android users only

(If unable to download from Google Play)


Scan QR or click to download

***Subject to eligibility and upon providing all required documents or information. Terms and conditions apply.

# Customers can enjoy a lower business account opening fee of HKD1,300 via online application as compared to application submitted in paper form or via other channels at a fee of HKD1,600.

Note: All customers can submit an application online, and eligible customers can open an account remotely.

Digital Financial Solutions for Your Business

Man opening a HSBC Sprint Account remotely

Open your account remotely

Complete your application online without visiting our Business Center
Start your application online and receive your account number straight away through a completely digital process.

Woman accessing Xero via HSBC to manage her business finances on her laptop

Easy accounting with Xero

Seamless accounting software integration
Connect your bank accounts to Xero, a cloud-based accounting solution. With HSBC, your transactions can flow securely and automatically to Xero, empowering you to manage your finances efficiently and make better-informed decisions.

Woman accessing HSBC digital banking solutions via her laptop while at a café

Digital banking solutions

Beyond banking with HSBC
Stay in control of your business with our digital solutions like our cloud-based HR & payroll software iMGR. We can help your business streamline its operations, enrich your decision-making with the latest insights, and get you connected to the right partners and opportunities.

Remote business account opening

Three easy steps to open your business account

  1. Click “Apply Online” to create your profile in the Online Account Application Centre.
  2. Prepare your documents and provide business details
    Prepare the documents listed on our account opening document checklist and provide details about your business, entity structure and contact information.
  3. Complete your application
    Once you have submitted your business details, eligible customers can complete the entire account opening process in the Online Account Application Centre remotely, including uploading document, ID&V and one-time-password confirmation, without the need of any face-to-face meeting or video conference.
    Otherwise, you can make an appointment to complete the application in our Business Centre.

Learn more about how to open a business integrated account



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