HSBC Business Mastercard®

Make your business expenses more rewarding
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With the HSBC Business Mastercard in your wallet, you can have an interest-free repayment period of up to 56 days, earn RewardCash on card spending and enjoy an array of privileges including travel and digital protection.

The Business Card Programme Agreement will be amended with effect from 21 November 2023. Please refer to the Notice of Amendment and the amended copy for details.


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Get a spending offer of up to $6,600 RewardCash and a 2-year annual fee waiver for successful application.

Features and benefits

Why you'll want it

Seize more business opportunities

  • Receive a warm welcome from over 45 million establishments worldwide
  • Interest-free repayment period of up to 56 days
  • Access cash advance at ATMs

Earn RewardCash and enjoy discount offers from merchant all year round

  • Enjoy $1 RewardCash for every HKD250 spend
  • Double rewards for overseas and online spending on World Business Mastercard®
  • Enjoy an array of privileges including travel and digital protection
  • Redeem a range of gifts and merchant vouchers or convert them into miles

Stay in control

  • Individual credit limits can be assigned on a card-by-card basis
  • Monitor company expenses through management information reports detailing individual card activities

Digital card services at your fingertips

  • Apply online for additional cards and higher credit limit through Business Internet Banking
  • Make contactless, card-not-present (CNP) and mobile wallet payments including Apple Pay, Google Pay™ and Samsung Pay™
Wellness Benefits

Eligible cardholders to enjoy the following Wellness Benefits upon successful registration via our Card Medical Assistant by calling +852 2748 8288 (press # 6 1 after language selection) or submitting the online call back form (click HERE for call back follow-up):

(i) Overseas Accidental Hospital Cash Benefit

If the eligible cardholder is unfortunately admitted to an overseas hospital for treatment of an injury due to accident happened overseas, we will support the eligible cardholder with a cash benefit of HKD700 per day of hospital confinement up to 30 days per accident.

(Note: Overseas shall mean any country/region outside the Hong Kong Special Administrative Region (“Hong Kong”).)

(ii) Access to the HSBC Life Benefits+ App with 2 Times Complimentary Video Medical Consultations

Get access to the HSBC Life Benefits+ app – a comprehensive app designed to support well-being and lifestyle needs as well as for doctor consultation and health management, all on one app.

Moreover, from now till 4 December 2024, eligible cardholder can enjoy 2 times complimentary video consultations.

(iii) Compassionate Death Benefit

A HKD10,000 life protection (death benefit) is available as part of the card benefits on a complimentary basis, covering death of any cause and any location.

• Programme period (unless otherwise specified): 5 June 2024 to 4 June 2025 (both dates inclusive).

• Only applicable to eligible cardholder who is within the age limit of 18 to 64 years old, and whose country/region of residence is not Japan or the United States of America.

• The Overseas Accidental Hospital Cash Benefit and Compassionate Death Benefit are underwritten by HSBC Life (International) Limited, incorporated in Bermuda with limited liability ("HSBC Life") and held by The Hongkong and Shanghai Banking Corporation Limited ("HSBC"), as a group insurance policyholder. Eligible cardholders who have consented to enroll for the Wellness Benefits will become the insured persons under such group insurance policy.

• The HSBC Life Benefits+ App is a digital platform provided in Hong Kong and the Macau Special Administrative Region by HSBC Life. Video consultations are applicable in Hong Kong only. Except for the 2 times complimentary video consultations (if applicable), video consultations and prescribed medications are at eligible cardholder’s own expenses.

• To enroll for the Wellness Benefits, eligible cardholder is required to complete registration with HSBC during the programme period. HSBC will then share such cardholder’s personal data (including name, date of birth, HKID/passport number, gender, email address, and country/region of residency) with our service provider, HSBC Life, for the purpose of providing the Wellness Benefits to such cardholder, and HSBC Life may use such personal data in accordance with its Data Privacy Notice. If you do not agree, we will not be able to provide the Wellness Benefits to you.

• Subject to terms and conditions (click HERE).

• In case of discrepancies between the English and Chinese versions, the English version shall prevail.

How to apply

Existing HSBC Commercial Banking Customers

Log on to HSBC Business Internet Banking to apply for the card following the step-by-step application guide.

Not a Business Internet Banking registered user?

Don’t yet have an HSBC Business Integrated Account?

You can now apply for an HSBC Business Mastercard together with the HSBC Business Integrated Account.

Learn more

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