HSBC Business Mastercard®

• Earn RewardCash while spending with your Business Mastercard and choose your own Reward option:
  1. RewardCash – Earn $1 RewardCash for every HKD250 you spend on your Business Mastercard. You can use RewardCash to redeem a range of gifts and merchant vouchers or convert RewardCash into miles through our Mileage Programme in our comprehensive Business Card Rewards Programme.
  2. Cash Rewards Scheme - Once registered, all the RewardCash you earn from spending with your Business Mastercard will be automatically converted into an equivalent amount of cash credit every month (i.e. every $1 RewardCash equals HKD1 cash credit).
• You can also register for the Consolidated Rewards option. Once registered, all the RewardCash or cash rebates that earned from all Business Mastercards under the same company will automatically be transferred to one nominated Business Mastercard account for the respective cardholder to use.
• Double rewards for overseas and online spending while spending with your World Business Mastercard – that’s $2 RewardCash for every HKD250 of eligible spending.
• Enjoy discounts and offers from a range of hotels and restaurants and other companies.

You may now use your HSBC Business Mastercard® with Apple Pay®, Google Pay™ or Samsung Pay™ on your mobile device wherever you go, from grabbing a quick meal, procuring supplies for your business to settling operating expenses.

Learn more about the benefits and set-up process of using respective mobile wallets:

Download Apple Pay card user guide (PDF, 90KB)

Download Google Pay card user guide (PDF, 111KB)

Download Samsung Pay card user guide (PDF, 93KB)

• ^{Apple, the Apple logo, Apple Pay, Apple Watch, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.}
• ^{Google Pay and Google Play are trademarks of Google LLC.}
• ^{Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.}

Enjoy greater convenience and settle a wide range of cashless transactions when travelling in mainland China with HSBC Mastercard® Commercial Card!

Learn more about the benefits and set-up process of using Alipay:

Manage your card with HSBC HK Business Express mobile app

Download the app now to activate and manage your HSBC Business Mastercard:

• Activate card
• Control use – Block/unblock cards temporarily
• Control spending – Set monthly spending limits for online payments

Up to 4 complimentary access per calendar year to over 70 designated Plaza Premium Lounges around the world. Please visit Plaza Premium Lounge's website and browse the list of lounges under “Find Lounges”. For more details, please contact Plaza Premium Lounge on +852 5700 5329.

When you buy travel tickets with your World Business Mastercard, you will receive free travel insurance for up to seven days, including coverage for personal accidents worth up to HKD1 million and for inconveniences such as travel delays and lost baggage.

For more details, please contact AXA's Insurance Hotline on +852 3070 5000 or Claims Hotline on +852 2894 4713.

Stay connected when you travel with a complimentary 1GB 5-day Global Data Roaming pass per cardholder per year and 15% discount on subsequent data plans on Flexiroam X mobile app with your World Business Mastercard. Please refer to the details and redemption instructions.

Protect your online purchase when the item does not arrive, arrived damaged or does not match the seller’s description, and seller failed to refund. Coverage up to USD500 per occurrence and annually for World Business Mastercard, and up to USD200 per occurrence and annually for Platinum Business Mastercard.

Protect against accidental damage and theft for your mobile phone up to USD600 per occurrence and up to USD1,000 annually when your recurring mobile phone bill is charged to HSBC World Business Mastercard.

Mastercard ID Theft Protection™ for SMB is a business and personal identity monitoring solution that enables business owners and employees to proactively detect and be alerted of instances of identity theft - saving them time, hassles and associated out of pocket expenses. Activate complimentary ID Theft Protection for SMB benefit via the Mastercard portal.

Free Corporate Liability Waiver Insurance to protect your company against eligible losses that might be incurred if an employee misuses a card.

_{The Corporate Liability Waiver Programme protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the policyholder. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Asia Pacific Insurance Pte Ltd. Claims are subject to the applicable terms and conditions.}

Business related expenses can be centralised through the use of HSBC Business Mastercard.

Explore a wide array of merchants and suppliers in different categories accepting business-to-business (B2B) payments through our HSBC Business Mastercard, and discover offers from merchants for unleashing business growth. Please click HERE for details.

Mastercard Easy Savings Specials unlocks offers on a wide range of business essentials, whether you’re looking to grow, scale, or better manage your operations. Simply redeem relevant offers and unlock savings with your HSBC Business Mastercard. Please visit the Easy Savings Specials website for details.

• Your statements will provide a consolidated view of your expenditure
• Pay individually or by company with a single payment
• Simply call business phonebanking hotline on +852 2748 8288 to settle Business Mastercard payment and enquire RewardCash

Eligible cardholders to enjoy the following Wellness Benefits upon successful registration via our Card Medical Assistant by calling +852 2748 8288 (press # 6 1 after language selection) or submitting the online call back form (click HERE for call back follow-up):

(i) Overseas Accidental Hospital Cash Benefit

If the eligible cardholder is unfortunately admitted to an overseas hospital for treatment of an injury due to accident happened overseas, we will support the eligible cardholder with a cash benefit of HKD700 per day of hospital confinement up to 30 days per accident.

(Note: Overseas shall mean any country/region outside the Hong Kong Special Administrative Region (“Hong Kong”).)

(ii) Access to the HealthyLife App

Get access to the HealthyLife (formerly known as HSBC Life Benefits+) app – a comprehensive app designed to support well-being and lifestyle needs as well as for doctor consultation and health management, all on one app.

(iii) Compassionate Death Benefit

A HKD10,000 life protection (death benefit) is available as part of the card benefits on a complimentary basis, covering death of any cause and any location.

• Programme period (unless otherwise specified): 5 June 2024 to 4 June 2025 (both dates inclusive).

• Only applicable to eligible cardholder who is within the age limit of 18 to 64 years old, and whose country/region of residence is not Japan or the United States of America.

• The Overseas Accidental Hospital Cash Benefit and Compassionate Death Benefit are underwritten by HSBC Life (International) Limited, incorporated in Bermuda with limited liability ("HSBC Life") and held by The Hongkong and Shanghai Banking Corporation Limited ("HSBC"), as a group insurance policyholder. Eligible cardholders who have consented to enroll for the Wellness Benefits will become the insured persons under such group insurance policy.

• The HealthyLife App is a digital platform provided in Hong Kong and the Macau Special Administrative Region by HSBC Life. Video consultations are applicable in Hong Kong only. Except for the 2 times complimentary video consultations (if applicable), video consultations and prescribed medications are at eligible cardholder’s own expenses.

• To enroll for the Wellness Benefits, eligible cardholder is required to complete registration with HSBC during the programme period. HSBC will then share such cardholder’s personal data (including name, date of birth, HKID/passport number, gender, email address, and country/region of residency) with our service provider, HSBC Life, for the purpose of providing the Wellness Benefits to such cardholder, and HSBC Life may use such personal data in accordance with its Data Privacy Notice. If you do not agree, we will not be able to provide the Wellness Benefits to you.

• Subject to terms and conditions (click HERE).

• In case of discrepancies between the English and Chinese versions, the English version shall prevail.