Protect

Business TravelCare

A comprehensive 24-hour travel protection in most Asian countries and worldwide from as little as HKD3 per day per person.

Features and benefits

  • Comprehensive 24-hour travel protection in most Asian countries (including mainland China) and worldwide
  • From as little as HKD3 per day per person
  • Instant approval plus two months FREE coverage when you apply via Business Internet Banking
  • For all sizes of business (max insured persons being 10), including sole-proprietorships
  • Covers delayed flights, theft, medical expenses, accidental travel injuries, illness and public liabilities
  • Reimbursement for lost business documents and cash
  • Optional China Medical Card
  • Provides double benefits in the event of permanent disability or death resulting from a traffic accident in a common carrier or private car
  • Reimbursement for loss arising from issuance of Black Travel Alert

Coverage and benefits

Policy benefits

Policy benefits

Limit per insured person (HKD)

Personal accident
- Accidental death
- Loss of two eyes, two limbs or one eye and one limb
- Loss of one eye or one limb
- Death or permanent total disability caused by an accident in a common carrier or private car
- Permanent total disability caused by other accidents

600,000

600,000

300,000

1,200,000

600,000

Medical and other expenses
- Compassionate visits
- Repatriation of remains
- Funeral expenses

600,000
60,000
50,000
10,000

Emergency medical evacuation expenses

600,000

Hospital benefits

600,000
(200 per day, max 30 days)

Baggage and personal effects+
(including golf equipment, cameras and video recorders)

10,000
(max 3,000 per item, pair or set)

Travel expenses incurred in replacing an insured person in the event of serious sickness or accident

10,000

Loss of business documents*

5,000

Loss of travel documents*

5,000

Storage of personal effects*

5,000

Golf ‘hole in one’ cover

2,000 per event
4,000 per year

Credit card protection

5,000

Delayed baggage (at least 6 hours)

2,000

Personal money*

3,000

Personal liability*

2,000,000

Travel delay

2,500
(250 for the first 6 hours and each subsequent 12 hours)

Loss of deposit or cancellation*

50.000

Curtailment* (including cash allowance for travel alert)

50,000

mainland China Hospital admission deposit (with a China Medical Card)

Full guarantee

* These items are subject to a HKD200 excess per claim (The excess is not applicable to cash allowance provided for Travel Alert).

+ Baggage and personal effects are subject to an excess of HKD300 per claim except for PDAs, MP3s, notebooks, slimnotes, pocket PCs, portable DVDs, mobile phones, laptops, etc. which are subject to an excess of HKD300 or 25 per cent of the loss, whichever is greater.

Competitive premiums for you and your employees

Number of people

Area 1
Annual premium per person (HKD)

Area 2
Annual premium per person (HKD)

1 - 2

972.00

1,536.00

3 - 4

923.40

1,459.20

5 - 7

874.80

1,382.40

8 or more

826.20

1,305.60

Additional premium for China Medical Card (optional)

300
(non-refundable)

300
(non-refundable)

Area 1
Brunei, Cambodia, mainland China, Guam, Indonesia, Japan, Korea, Macau, Malaysia, Myanmar (Burma), Philippines, Saipan, Singapore, Taiwan, Thailand, Tinian and Vietnam

Area 2
Worldwide

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