Certificates of Deposit

One of our lower risk investment opportunities with the option of a range of currencies, maturities and interest payment terms.

Features and benefits

  • Offers stable and predictable coupons as streams of income, and predictable repayment of principal at maturity.
  • Generally offers a higher interest rate than normal savings accounts or time deposits
  • The principal is returned in full on maturity
  • Certificates of Deposits are available in major currencies including Renminbi
  • Loan advance ratio up to 70% for maximum financial flexibility
  • Flexible investment choices for customers investing with a minimum investment amount as low as HK$50,000

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