Compare Accounts
HSBC Sprint Account | HSBC Business Direct | BusinessVantage | |
---|---|---|---|
Business Model | Start-up | Local SMEs | Local SMEs |
Suggested Online Banking Platform | HSBC Business Express Mobile App | Business Internet Banking/ | Business Internet Banking/ |
Product Guide | Click Here (PDF, 1.93MB) | Click Here (PDF, 1.18MB) | Click Here (PDF, 1.01MB) |
Monthly Service Fee† | Waived for the first 12 months after account is opened. From the 13th month onwards, waived if previous 3 months’ average total relationship balance* is HK$50,000 or above. | Waived if previous 3 months' average total relationship balance* is HK$100,000 or above. | Waived if previous 3 months' average total relationship balance* is HK$500,000 or above. |
HK$200 from the 13th month onwards if previous 3 months' average total relationship balance* is less than HK$50,000. | HK$200 if previous 3 months' average total relationship balance* is less than HK$100,000. | HK$200 if previous 3 months' average total relationship balance* is HK$100,000 to below HK$500,000. | |
HK$450 if previous 3 months' average total relationship balance* is less than HK$100,000. | |||
Counter Transaction Fee‡ | HK$10 per each transaction | Waived for the first 3 transactions, and HK$10 per transaction from the 4th counter transaction onwards. | Waived for the first 50 transactions, and HK$10 per transaction from the 51st counter transaction onwards. |
Notes
*Total Relationship Balance (TRB) is calculated based on the balances in the accounts maintained with HSBC in Hong Kong by a company with the same business registration number. Your TRB includes the following: Hong Kong dollar/Renminbi/foreign currency deposits; market value of your securities, unit trusts, bonds, certificates of deposit, Equity Linked Investments, Structured Notes and Wayfoong Statement Gold; deposit amount of your Structured Investment Deposits and Deposit Plus; your utilised credits within approved limits (excluding residential mortgage loans); Statement Balance shown on the statements of your Business Cards/Corporate Cards/Purchasing Cards; and cash value of your insurance policies.
† Monthly service fee will be charged on the fourth working day of each month. The monthly service fee applies to each Business Integrated Account held by the customer.
- ‡The following transactions conducted over branch counters with the assistance of an HSBC branch staff are considered as counter transactions: cash deposit (including bulk cash deposit); cash withdrawal; paper cheque deposit (including bulk paper cheque deposit and house paper cheque deposit); paper cheque withdrawal; mixed deposit (i.e. conducting cash and paper cheque deposit in 1 transaction); withdrawal from transfer between 2 HSBC accounts in Hong Kong.
- These counter transactions could be initiated by your company or a third party.
- Total number of counter transactions is calculated based on the total number of counter transactions conducted in respect of all accounts maintained with HSBC in Hong Kong by your company with the same business registration number.
- Counter transaction fee will be charged on a monthly basis which will happen on the fourth working day of each month.