From now till 31 December 2026, eligible customers can enjoy a HKD2,000 Setup Fee Waiver upon new and successful application of HSBC TradePay facility via Business Internet Banking. Terms & conditions apply.
Trade
HSBC TradePay for SMEs
Unlock up to HKD1.5m¹ flexible financing now
A 2-in-1 flexible SME loan and payment solution.
What’s New
Key benefits
- Access up to HKD1.5m¹ flexible financing. Providing you with a revolving line of credit to borrow from, repay and use again anytime
- No tangible collateral or financial statement required²
- Apply online and get an in-principle result in 10 minutes³
- Only pay interest for the actual days of use, even for short period like 1-2 month(s), so you do not need to be committed on loan interest for years like term loan does
- Instant loan drawdown⁴ and supplier payment
- No additional cable fee charged; only interest and handling fee charged for each drawdown⁵
How to use it
Apply for HSBC TradePay now so you can access to extra liquidity in case of emergencies.
SME lending for payment to third-party for inventory purchases, freight, advertisement fee, utilities, and many more. Pay suppliers without delay even if customer payments haven't arrived.
For more about the loan application journey on Business Internet Banking, download the HSBC TradePay Onboarding Guide.
How to apply
1. Log on to the Business Internet Banking and go to the ‘Loans & Cards’ menu. Select “HSBC TradePay” under “Loan Application” to apply;
2. Call us on +852 2748 8288 (after language selection, press #, 4) to enquire; or
Footnotes:
- All applications are subject to the applicable terms and conditions which will be set out in the application form, key fact sheet statement and loan notification letter. All applications are subject to The Hongkong and Shanghai Banking Corporation Limited’s (“HSBC” or “the Bank”) usual credit assessment approval procedure. The Bank reserves the right to amend the eligibility, loan amount, interest rate, benefits, terms and conditions without prior notice. All HSBC TradePay applications are subject to the Bank's review and approval.
- HSBC reserves the right to request documents.
- The in-principle result will be available within the same day for application that is successfully submitted and authorised by your company’s approver(s) from 8am to 9pm on Monday to Friday (except Saturday, Sunday and public holidays). Otherwise, the in-principle result will be provided by the next business day. Processing may take longer in some cases, and we will contact you if more information is needed.
- Payments are subject to processing time.
- Setup fee is waived until 31 December 2026. Annual fee to be charged if there is no utilisation of HSBC TradePay in the past 12 months from commencement of the facility. Fees and charges are subject to negotiation and HSBC reserves the right to make final decision.
- HSBC TradePay is available in selected sites and subject to prior credit adjudication and approval.
Reminder: To borrow or not to borrow? Borrow only if you can repay!
Need help?
Get in touch to learn more about our banking solutions and how we can help you drive your business forward.