Trade

HSBC TradePay for SMEs

Unlock up to HKD1.5m¹ flexible financing now

A 2-in-1 flexible SME loan and payment solution.

Discount and Offer

Eligible customers can enjoy the following discount and offer upon new and successful application of HSBC TradePay facility via Business Internet Banking within the promotional period.

Offer 1: Set Up Fee Waiver Offer for New HSBC TradePay Customers
From now till 31 December 2026, eligible new customers can enjoy a HKD2,000 Setup Fee Waiver. Terms & conditions apply.

Offer 2: 50% Interest Discount for New HSBC TradePay Customers
From now till 31 March 2027, eligible new customers can enjoy refund of 50% interest on all HSBC TradePay drawdown transactions within the first 3 months from the commencement of the facility, up to HKD3,000. Terms & conditions apply.

Discount and Offer

Key benefits

Access up to HKD1.5m¹ flexible financing. Providing you with a revolving line of credit to borrow from, repay and use again anytime
No tangible collateral or financial statement required²
Apply online and get an in-principle result in 10 minutes³
Only pay interest for the actual days of use, even for short period like 1-2 month(s), so you do not need to be committed on loan interest for years like term loan does
Instant loan drawdown⁴ and supplier payment
No additional cable fee charged; only interest and handling fee charged for each drawdown⁵

How to use it

Apply for HSBC TradePay now so you can access to extra liquidity in case of emergencies.

SME lending for payment to third-party for inventory purchases, freight, advertisement fee, utilities, and many more. Pay suppliers without delay even if customer payments haven't arrived.

For more about the loan application journey on Business Internet Banking, download the HSBC TradePay Onboarding Guide.

How to apply

1. Log on to the Business Internet Banking and go to the ‘Loans & Cards’ menu. Select “HSBC TradePay” under “Loan Application” to apply;

2. Call us on +852 2748 8288 (after language selection, press #, 4) to enquire; or

3. Arrange a call back

Footnotes:

All applications are subject to the applicable terms and conditions which will be set out in the application form, key fact sheet statement and loan notification letter. All applications are subject to The Hongkong and Shanghai Banking Corporation Limited’s (“HSBC” or “the Bank”) usual credit assessment approval procedure. The Bank reserves the right to amend the eligibility, loan amount, interest rate, benefits, terms and conditions without prior notice. All HSBC TradePay applications are subject to the Bank's review and approval.
HSBC reserves the right to request documents.
The in-principle result will be available within the same day for application that is successfully submitted and authorised by your company’s approver(s) from 8am to 9pm on Monday to Friday (except Saturday, Sunday and public holidays). Otherwise, the in-principle result will be provided by the next business day. Processing may take longer in some cases, and we will contact you if more information is needed.
Payments are subject to processing time.
Setup fee is waived until 31 December 2026. Annual fee to be charged if there is no utilisation of HSBC TradePay in the past 12 months from commencement of the facility. Fees and charges are subject to negotiation and HSBC reserves the right to make final decision.
HSBC TradePay is available in selected sites and subject to prior credit adjudication and approval.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

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