A package specially designed for retailers, which covers protection to shop assets, stocks and employees' compensation.

Special Benefits for COVID-19

Free COVID-19 cleaning and sanitising expense coverage

From now until 31 August 2022, customers with ‘OfficeSurance’, ‘RetailerSurance’ or ‘Easy BusinessSurance’ insurance policy can enjoy free cleaning and sanitising expense coverage. If there is confirmed COVID-19 case at insured premises, you can enjoy one-time cleaning and sanitising service coverage by professional cleaning company with maximum reimbursement amount up to HKD1,500^. No additional premium and no registration is required.

^Please refer to ‘Terms and Conditions’ for details.

Features and benefits

  • Provides comprehensive coverage to your shop contents and public liability at one minimal charge
  • Optional extensions to cover employees’ compensation and stock in trade
  • Free covers for increased cost of working up to HK$500,000, money and assault up to HK$500,000, and public liability up to HK$10,000,000
  • Ideal for companies who are selling goods, or services to individuals from a shop, e.g. boutiques, hairdressers, florists, pharmacies or babyware and accessories

Apply online

Get your quote with our fast and simple online application platform.

  • Solely for HSBC commercial customers, you can apply via Business Internet Banking
  • Or if you have our HSBC Business Card, you can also go to our online portal by clicking the “Find out more” button


Before proceeding with your application, please make sure you have the following ready:

  1. Your Business Registration number
  2. Your HSBC Business MasterCard or HSBC Visa Commercial Card
  3. Printer access

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