HSBC Business Mastercard®

Product highlights

Provides you with flexible payment options and the added bonus of having HSBC Business Mastercard1 in your wallet.

Get started

Contact us

Any questions…

about commercial banking?

Ask Amy

A brand new look for your HSBC Business Mastercard

We are progressively launching the new design for our credit cards.

Features and benefits

Airport Limousine Service

Enjoy airport limousine services at an exclusive flat rate of HKD250 everywhere in Hong Kong with a choice of four-seater luxury sedan or seven-seater van (subject to availability of Aspire Lifestyles).

For more details please contact Aspire Lifestyles on +852 3122 2322 or email your booking form (PDF, 140KB) to


Double Rewards for Overseas Spending

Enjoy $2 RewardCash for every HKD250 you spend on your card overseas*

* Subject to detailed terms of the “Business Card Rewards Programme Terms and Conditions” insert.

Free Travel Insurance

When you buy travel tickets with your HSBC World Business Mastercard, you will receive free travel insurance2 for up to seven days, including coverage for personal accidents worth up to HKD1 million and inconveniences such as travel delays and lost baggage.

For more details please contact our Insurance Hotline on +852 3070 5000 or Claims Hotline on +852 3070 5002.

Free Airport Services at Plaza Premium Lounges

  • Complimentary access† to over 70 designated Plaza Premium Lounges around the world or complimentary 15 minutes neck and shoulder massage service at Wellness Spa and Salon in Hong Kong.

    Please click here for the list of lounges that can be accessed and visit Plaza Premium Lounge’s website for the location map. For more details, please contact Plaza Premium Lounge on +852 3960 1396.

  • Business Dining – a free traditional Cantonese dim sum set for two at The Terrace, 7/F Airport World Trade Centre Club, Hong Kong International Airport.

    Reservation is required. Please call +852 3153 2331
  • Meeting Facilities – enjoy a free two-hour meeting package for up to four persons at the Business & Conference Centre, 1/F Airport World Trade Centre, Hong Kong International Airport

†Cardholder must present a valid boarding pass or air ticket during the visit.


  • Get eight weeks interest free credit and instant cash advance by accessing your Business Mastercard account at designated ATMs
  • Business Mastercard Rewards3 - You can earn RewardCash while spending with your Business Mastercard. You can choose your own Reward option:
    1. RewardCash – Earn $1 RewardCash for every HKD250 you spend on your Business Mastercard. You can use RewardCash to redeem a range of gifts and merchant vouchers or convert RewardCash into miles through our Mileage Programme in our comprehensive Business Card Rewards Programme
    2. Cash Rewards Scheme - Once registered, all the RewardCash you earn from spending with your Business Mastercard will be automatically converted into an equivalent amount of cash credit every month (i.e. every $1 RewardCash equals HKD1 cash credit).
  • You can also register for the Consolidated Rewards option. Once registered, all the RewardCash or cash rebates that earned from all Business Mastercards under the same company will be automatically transferred to one nominated Business Mastercard account for the respective cardholder to use.
  • Enjoy discounts and offers from a range of hotels and restaurants and other companies.
  • Your statements will provide a consolidated view of your expenditure
  • Pay individually or by company with a single payment
  • Set credit limits for each of your cardholders
  • Simply call business phonebanking hotline +852 2748 8288 to settle Business Mastercard payment and enquire RewardCash
  • Rely on our 24 hour customer service team, including worldwide emergency services
  • Free corporate liability waiver insurance4
  • Total Lost Card Protection5

Card-Not-Present (“CNP”) Credit Card Transaction Notification

With effect from 28 August 2016, the Bank will send cardholders a notification when a Card-Not-Present ("CNP") credit card transaction* is accepted. Please provide your cardholder’s mobile number and/or email address in advance to receive the notification, by completing the form and returning it by mail. Otherwise, future CNP credit card transactions of those cardholder(s) may be rejected.

* Card-Not-Present credit card transaction are those credit card transactions without original sales slips, including but without limitation, online purchase, telephone orders, fax orders and mail orders.

Reminder: “To borrow or not to borrow? Borrow only if you can repay!”


  1. Issued by the Hongkong and Shanghai Banking Corporation Limited ("the Bank") in Hong Kong. Business Cards are available exclusively to HSBC Commercial Banking customers. If you do not have a company account with HSBC, please visit any of our HSBC Business Centres to arrange for account opening. If a customer's application on World Business Mastercard cannot be approved, the Bank might issue a Platinum Business Mastercard based on the approval result. The Bank reserves the final decision on the card type to be approved.
  2. The above policy is underwritten by AXA General Insurance Hong Kong Limited (“AXA”), which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under the terms and conditions of the policy. The Hongkong and Shanghai Banking Corporation Limited ('HSBC') is an insurance agent authorised by AXA for distribution of general insurance products.
  3. Consolidated Rewards - all the RewardCash or cash rebates earned from all the Business Cards in respect of the same company will automatically be transferred to one nominated Business Card account. Individual Rewards option - The RewardCash or cash rebates earned by each cardholder will be accumulated in his/her individual Business Cardholder's account. Each individual cardholder can choose his/her own Rewards option.
  4. To obtain a Summary of Cover of the Corporate Liability Coverage, please contact our Customer Service Hotline on +852 2748 8288.
  5. Subject to the detailed terms of the Business Card Programme Agreement which will be available with your new Business Card.

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.

You are leaving the HSBC Commercial Banking website.

Please be aware that other site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.

You are leaving the HSBC Commercial Banking website.

Please be aware that the external site policies will differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab.