Business Integrated Accounts

Get started
Apply now
Apply online or download HSBC HK Business Express mobile app to apply remotely.
No matter what stage your business is at, our integrated account solutions can offer you a range of banking and trade services via a single account – helping you simplify business financial management anytime, anywhere.

From now until 31 December 2022^, enjoy our special welcome offers* upon successful account opening.

Free autoPay services to save cost on payroll services:

  • autoPay transaction fees rebate
  • Additional autoPay payment code setup charges waiver

30% rebate on domestic and overseas e-payment transaction fees to earn as you spend:

  • Eligible to outward Faster Payment System (FPS) payments, outward Real Time Gross Settlement (RTGS) payments and outward telegraphic transfers (TT) payments^

Preferential foreign exchange rates to meet your global banking needs:

  • 25% off on online foreign exchange transactions for 90 days

Extra reward for HSBC Business Mastercard ® applicants:

  • An extra $100 RewardCash

Great offers for new PayMe for Business customers

PayMe Logo

From now until 30 November 2022, new PayMe for Business customers can enjoy the following exclusive offers:

  • Open an HSBC Business Integrated Account and complete PayMe for Business registration for the first time can earn a full rebate of the account opening fee1
  • Sign up to PayMe for Business for FREE and get an HK$300 bonus2
  • Enjoy 0% transaction fees3 for all online and offline payments for 6 months from the start of 2022 (Phase II) Consumption Voucher Scheme

Whether your business has started, or is getting ready to take off, our solution has you covered.

A simple yet complete banking solution that gives you hassle-free control of your banking transactions.

An all-round and reliable banking solution that helps you business run smoothly and improve your efficiency.

Get started

Open a business account in as fast as 3 working days^. Apply online or complete the application right in our app and receive your account number instantly.

Simply scan the QR code below to download our app or visit App Store, Google Play or Baidu App Store and search "HSBC HK Business Express" to download.

^Subject to eligibility and upon providing all required documents or information. Terms and conditions apply.

Note: All customers can submit an application online, and eligible customers can open an account remotely.

Features and benefits

Free use of both Business Internet Banking and HSBC HK Business Express mobile app
24/7 online account access, transaction, foreign exchange, investment and many more

WeChat banking and notification service
Receive notifications on business account balance, incoming fund transactions, commercial card information, and designated transactions and account maintenance service

What is a Business Integrated Account?

A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day banking with ease. Investment account is also combined under our Business Integrated Account for you to manage your investment trading needs.

HSBC Sprint Account, HSBC Business Direct and BusinessVantage are the three different types of Business Integrated Accounts to suit your business needs.

* Foreign currencies include: US Dollar (USD), Pound Sterling (GBP), Canadian Dollar (CAD), Australian Dollar (AUD), Japanese Yen (JPY), New Zealand Dollar (NZD), Euro (EUR), Singapore Dollar (SGD), Swiss Franc (CHF), Renminbi (RMB) and Thai Baht (THB)

Account opening support


Explore our industry insights and banking capabilities in a simpler way

Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.