Business account

Business Integrated Accounts

Apply for Business Integrated Accounts
Apply now
Apply online or download HSBC HK Business Express mobile app to apply remotely.
No matter what stage your business is at, our business integrated account solutions can offer you a range of banking and trade services via a single account – helping you simplify business financial management anytime, anywhere.

Apply now!

From now until 14 October 2023, get an HKD500 discount on the account opening fee.

What is a Business Integrated Account?

A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day business banking with ease. Investment account is also combined under our Business Integrated Account for you to manage your business investment trading needs.

HSBC Sprint Account, HSBC Business Direct and BusinessVantage are the three different types of Business Integrated Accounts to suit your business needs.

HSBC Sprint Account

Whether your business has started, or is getting ready to take off, our solution has you covered.

HSBC Business Direct

A simple yet complete banking solution that gives you hassle-free control of your banking transactions.


An all-round and reliable banking solution that helps you business run smoothly and improve your efficiency.

Welcome offer

   Remote Account Opening Offer

From now until 14 October 2023, get an HKD500 discount on the account opening fee for customers who have successfully opened a Business Integrated Account remotely.

Terms and Conditions for Remote Account Opening Offer

Enjoy exclusive welcome offers and transaction fee offers when you successfully open an account with us before 31 December 2023.

One-time offers

Enjoy $150 RewardCash when you successfully apply for and spend with an HSBC Business Mastercard®

Receive a 100% rebate on any additional autoPay payment codes setup

Transaction fee offers

Receive a 100% rebate on e-autoPay transaction fees for 2 months^

Get a 30% rebate on domestic and overseas e-payment transaction fees for 2 months^ (Eligible to outward Faster Payment System (FPS) payments, outward Real Time Gross Settlement (RTGS) payments and outward telegraphic transfers (TT) payments)

Enjoy a 25% discount on online foreign exchange transactions during the 90 days promotional period

PayMe for Business offer

Get HKD300 bonus by signing up PayMe for Business via Business Internet Banking by 30 September 2023 and collect HKD300 payment within the next 30 days upon successful registration.

Features and benefits of Business Integrated Accounts

  • All-in-one banking solutions

    Use a single account number to access your business account (current + savings + time deposits + investments + loans)

  • Free use of both Business Internet Banking and HSBC HK Business Express mobile app

    • 24/7 online account access, transaction, foreign exchange, investment and many more
  • Free Payroll Service setup

    • - No annual fee and registration fee for payroll service
    • - Free for the first 4 autopay-in/autoPay-out codes
  • WeChat banking and notification service

    • Receive notifications on business account balance, incoming fund transactions, commercial card information, and designated transactions and account maintenance service

Get started

Open a business account in as fast as 3 working days**. Apply online or complete the application right in our app and receive your account number instantly.

Simply scan the QR code below to download HSBC HK Business Express mobile app. Or visit App Store, Google Play, or Baidu App Store and search "HSBC HK Business Express" to download.

App Store or Google Play


Scan QR or click to download

Baidu App Store


Scan QR or click to download

APK file - for Android users only

(If unable to download from Google Play)


Scan QR or click to download

**Subject to eligibility and upon providing all required documents or information. Terms and conditions apply.

Note: All customers can submit an application online, and eligible customers can open an account remotely.

Digital Financial Solutions for Your Business

Man opening a HSBC Sprint Account remotely

Open your account remotely

Complete your application online without visiting our Business Center
Start your application online and receive your account number straight away through a completely digital process.

Woman accessing Xero via HSBC to manage her business finances on her laptop

Easy accounting with Xero

Seamless accounting software integration
Connect your bank accounts to Xero, a cloud-based accounting solution. With HSBC, your transactions can flow securely and automatically to Xero, empowering you to manage your finances efficiently and make better-informed decisions.

Woman accessing HSBC digital banking solutions via her laptop while at a café

Digital banking solutions

Beyond banking with HSBC
Stay in control of your business with our digital solutions like our cloud-based HR & payroll software iMGR. We can help your business streamline its operations, enrich your decision-making with the latest insights, and get you connected to the right partners and opportunities.

Remote business account opening

Three easy steps to open your business account

  1. Click “Apply Online” to create your profile in the Online Account Application Centre.
  2. Prepare your documents and provide business details
    Prepare the documents listed on our account opening document checklist and provide details about your business, entity structure and contact information.
  3. Complete your application
    Once you have submitted your business details, eligible customers can complete the entire account opening process in the Online Account Application Centre remotely, including uploading document, ID&V and one-time-password confirmation, without the need of any face-to-face meeting or video conference.
    Otherwise, you can make an appointment to complete the application in our Business Centre.

Learn more about how to open a business integrated account



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