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Business Integrated Accounts

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Apply online or download HSBC HK Business Express mobile app to apply remotely.
No matter what stage your business is at, our integrated account solutions can offer you a range of banking and trade services via a single account – helping you simplify business financial management anytime, anywhere.

From now until 31 December 2022^, enjoy our special welcome offers* upon successful account opening.

Free autoPay services to save cost on payroll services:

  • autoPay transaction fees rebate
  • Additional autoPay payment code setup charges waiver

30% rebate on domestic and overseas e-payment transaction fees to earn as you spend:

  • Eligible to outward Faster Payment System (FPS) payments, outward Real Time Gross Settlement (RTGS) payments and outward telegraphic transfers (TT) payments^

^The offer of 30% rebate on outward telegraphic transfers (TT) transaction fees will be available only for account successfully opened on or before 14 August 2022. This offer will not be available from 15 August 2022 onward.

Preferential foreign exchange rates to meet your global banking needs:

  • 25% off on online foreign exchange transactions for 90 days

Extra reward for HSBC Business Mastercard ® applicants:

  • An extra $100 RewardCash

Great offers for new PayMe for Business customers

PayMe Logo

From now until 30 November 2022, new PayMe for Business customers can enjoy the following exclusive offers:

  • Open an HSBC Business Integrated Account and complete PayMe for Business registration for the first time can earn a full rebate of the account opening fee1
  • Sign up to PayMe for Business for FREE and get an HK$300 bonus2
  • Enjoy 0% transaction fees3 for all online and offline payments for 6 months from the start of 2022 (Phase II) Consumption Voucher Scheme
  1. Eligible customers need to collect at least HK$600 in total transactions via PayMe for Business within 60 days of registering. Terms and conditions apply.
  2. Eligible customers need to collect at least HK$300 in total transactions via PayMe for Business within 30 days of registering. Terms and conditions apply.
  3. During the offer period, 0% transaction fees will only be applied to PayMe for Business app or physical PayCode payments for merchants who registered via the PayMe for Business app or Business Internet Banking. For transactions using other channels the standard fee will remain the same. Terms and conditions apply.

SVF Licence Number: SVFB002

Whether your business has started, or is getting ready to take off, our solution has you covered.

A simple yet complete banking solution that gives you hassle-free control of your banking transactions.

An all-round and reliable banking solution that helps you business run smoothly and improve your efficiency.

Get started

Open a business account in as fast as 3 working days^. Apply online or complete the application right in our app and receive your account number instantly.

Simply scan the QR code below to download our app or visit App Store, Google Play or Baidu App Store and search "HSBC HK Business Express" to download.

^Subject to eligibility and upon providing all required documents or information. Terms and conditions apply.

Note: All customers can submit an application online, and eligible customers can open an account remotely.

Features and benefits

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Free use of both Business Internet Banking and HSBC HK Business Express mobile app
24/7 online account access, transaction, foreign exchange, investment and many more

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WeChat banking and notification service
Receive notifications on business account balance, incoming fund transactions, commercial card information, and designated transactions and account maintenance service

What is a Business Integrated Account?

A Business Integrated Account is an account which combines savings, current and time deposits accounts in HK Dollar, Renminbi and a range of foreign currencies* under one single account number, enabling you to manage your day-to-day banking with ease. Investment account is also combined under our Business Integrated Account for you to manage your investment trading needs.

HSBC Sprint Account, HSBC Business Direct and BusinessVantage are the three different types of Business Integrated Accounts to suit your business needs.

* Foreign currencies include: US Dollar (USD), Pound Sterling (GBP), Canadian Dollar (CAD), Australian Dollar (AUD), Japanese Yen (JPY), New Zealand Dollar (NZD), Euro (EUR), Singapore Dollar (SGD), Swiss Franc (CHF), Renminbi (RMB) and Thai Baht (THB)

Account opening support

Notes:

The HSBC HK Business Express App (the ‘App’) is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC’) and is intended for use by HSBC commercial banking customers in Hong Kong. The App is not intended for download or use by any person in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction, or where HSBC is not licensed or authorized to provide the App and/or any of the related services.

Apple, the Apple logo, iPhone, Touch ID and Face ID are trademarks of Apple Inc., registered or in the process of being registered in the US and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google LLC.

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