- Truly virtual: no plastic cards issued
- Widely accepted: just look for the Mastercard logo
- Flexible: can be configured for single or specified number of uses
- Reduced risk: Enhanced authorisation controls to reduce potential fraud
Virtual Card
Use virtual card if your business …
- makes frequent business-to-business (B2B) transactions to the same groups of merchants
- needs control over company card information
- would like to reduce the risk of card misuse by employees
- faces challenges when mapping out expenses in relation to various projects or purchase
- would like to implement stringent requirements on card usage
About the virtual card
Benefits of virtual card

Make transactions without a hitch
Make frequent transactions smoothly by generating a unique virtual card number for
every single payment

Safeguard card account information
A unique virtual card number will be used for each payment. No need to share underlying
card account information when making payments

Gate-keep your transactions
Implement internal approval processes for improved monitoring and better visibility on
your company’s spending

Streamline book-keeping processes
Assign a unique virtual card number for each project or item to enjoy automatic
reconciliation and easier reporting

Gain better control with enhanced authorisation
Set expiry date, number of uses, validity range, currency, merchant categories or other
limits for each Virtual Card number to gain better control over your transactions
HSBC’s Virtual Card solution makes it easier for us to pay our digital platform vendors, and enables our customers to make faster payments using cards. The interest-free credit period also provides greater flexibility for us to manage our working capital.
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Features and benefits
Reminder: "To borrow or not to borrow? Borrow only if you can repay!"
- With effect from 1 July 2020, the Corporate Liability Waiver Programme protection insurance is underwritten by AIG Insurance Hong Kong Limited, to which HSBC is the assured. Please note that there are some changes on the coverage limits. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Insurance Hong Kong Limited. Claims are subject to the applicable terms and conditions.
HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending/ commercial cards.
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