RMB Business Card

Product highlights

Offers business travel privileges in mainland China and across the border with no additional foreign currency transaction fees.

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A brand new look for your HSBC RMB Business Card

We are progressively launching the new design for our credit cards in 2017.

Card-Not-Present (“CNP”) Credit Card Transaction Notification

With effect from 28 August 2016, the Bank will send cardholders a notification when a Card-Not-Present ("CNP") credit card transaction* is accepted. Please provide your cardholder’s mobile number and/or email address in advance to receive the notification, by completing the form and returning it by mail. Otherwise, future CNP credit card transactions of those cardholder(s) may be rejected.


* Card-Not-Present credit card transaction are those credit card transactions without original sales slips, including but without limitation, online purchase, telephone orders, fax orders and mail orders.

UnionPay QuickPass card contactless payment function

Simply tap your UnionPay QuickPass card with contactless payment function in thousands of stores in town, including supermarkets, convenience stores, restaurants and department stores, with UnionPay QuickPass card contactless payment terminals for secure, swift and convenient contactless payment without signature^, in addition to an array of spending benefits and rewards provided by HSBC Commercial Cards. For more details on HSBC Commercial Cards with contactless payment function, please contact our Customer Service Hotline on +852 2748 8288.

^ Your new card provides free use of UnionPay QuickPass card contactless payment function. You may use your card for contactless payment transactions, subject to transaction limits (including limit on each purchase and other limits) set by the Bank, China UnionPay Company Limited or the merchant from time to time. For payment over the transaction limit or if contactless payment is unavailable, you may need to sign on the credit card sales slip in order to complete the transaction. Moreover, please make the first transaction by inserting your card into the card terminal to activate the UnionPay QuickPass card contactless payment function.

You can take advantage of a range of excellent cross-border transportation offers and airport privileges in Hong Kong and mainland China, and enjoy a warm welcome at over 1.57 million establishments in mainland China all year round. Please open the tab to see details of the offer.

Features and benefits

Free Airport Premium Services

  • Complimentary access† to over 70 designated Plaza Premium Lounges around the world or complimentary 15 minutes neck and shoulder massage service at Wellness Spa and Salon in Hong Kong.

    Please click here for the list of lounges that can be accessed and visit Plaza Premium Lounge's website for the location map. For more details, please contact Plaza Premium Lounge on +852 3960 1396.

  • Business Dining – a free traditional Cantonese dim sum set for two at The Terrace, 7/F Airport World Trade Centre Club, Hong Kong International Airport.

    Reservation is required. Please call +852 3153 2331

†Cardholder must present a valid boarding pass or air ticket during the visit.

China Medical Assist Service

  • You can call our China Medical Assist Hotline1 +852 3122 2322 to make out-patient appointments in major cities in mainland China.
  • In the event that a hospital admission is required due to an accident or illness, China Medical Assist can arrange cash deposit free admission in more than 100 SELECT network hospitals in mainland China, upon presentation of your RMB Business Card.


  • Waived foreign currency transaction fees
  • Rewards Programme* - You can earn $1 RewardCash for every RMB250 you spend on your card, you can either receive a RMB1 cash credit for every $1 RewardCash or use RewardCash to redeem a range of gifts or covert the RewardCash into mileage miles.
  • Free corporate liability coverage2 up to US$1.65 million per company per year
  • Your statements will provide a consolidated view of your expenditure
  • Pay individually or by company with a single payment
  • Set credit limits for each of your cardholders
  • 24-hour customer service team, including worldwide emergency services
  • Total Lost Card Protection3

Subject to detailed terms of the "Business Card Rewards Programme Terms and Conditions"

Reminder: “To borrow or not to borrow? Borrow only if you can repay!”


  1. The China Medical Assist Service is provided by International SOS and does not constitute an insurance policy or agreement. The above services are purely rendered on referral and/or arrangement basis only. The Hongkong and Shanghai Banking Corporation Limited and International SOS shall not be responsible for any third party expenses which shall be borne by the cardholder. With your RMB Business Card, International SOS can assist you to settle inpatient medical expenses on your behalf with SELECT network hospitals in mainland China.
  2. To obtain a Summary of Cover of the Corporate Liability Coverage, please contact our Customer Service Hotline on +852 2748 8288.
  3. Subject to the detailed terms of the RMB Business Card Programme Agreement which will be available with your new RMB Business Card.

HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.

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