Sustainable Financing Programme

Supporting businesses towards a low-carbon economy

From sustainability to business growth

At HSBC, sustainability means building businesses for the long term, forging growth and fostering sustainable development. We are committed to partnering with you in the transition to a low-carbon economy for a sustainable future.

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+852 2748 8238

or contact your Relationship Manager

Sustainable Financing Programme

Our Sustainable Financing Programme provides financial support and recognition for customers investing in eco-friendly equipment and adopting a sustainable way of doing business. You may apply for facilities under the Sustainable Financing Programme if the equipment to be purchased or upgraded can contribute to reducing carbon emission.

Features of Sustainable Financing


Flexible instalment loans, hire purchase or leasing to fit your unique business needs



Get financing of up to 100% of the purchase price of the machine, equipment or installation and the capital expenditure incidental to the installation and proper functioning of the equipment



Minimum financing amount: HK$1,000,000



Repayment period of up to five years

Extra offers


Carbon saving* (in form of cash rebate) of up to 0.1% of financing amount per annum



Free Environmental Awareness Training provided by the Business Environment Council (BEC)



A “Certificate of Participation” in recognition of your company’s contribution to sustainable development

Eligibility criteria

Applicants who acquire machine, equipment or installation with expected carbon emission reduction based on the Business Environment Council’s‡ environmental merit assessment result are eligible. Typical examples include:

  • Use of renewable energy and / or energy source with less carbon dioxide emission
  • More energy-efficient machine or equipment
  • Sewage management system

Environmental merit assessment

Each application will go through an environmental merit assessment conducted by the Business Environment Council.

The 4 steps to apply environmental merit assessment

More Green Financing Solutions

In support of the green transformation of businesses, we are offering different green financing solutions that are tailored to businesses of different sizes and shapes.

Sustainability Linked Loans

Sustainability Linked Loans are made available to facilitate and support environmentally and socially sustainable economic activities and growth; and link the borrower’s cost of capital to Environmental, Social and Governance (ESG) /sustainability metrics.

 

Green Trade Finance

A trade finance facility supporting eligible environmentally sustainable trade activities (e.g. purchase, supply of goods or services) and adhering to the Green Loan Principles.

 

Green Loans

Green loans are made available for the finance or refinance, in whole or in part, of new or existing eligible Green Projects. They are similar to a normal corporate loan, but need to follow the Green Loans Principles.

 

Why Green Financing Solutions


Gain reputation
Gain positive reputation


Grow your business
Integrate sustainability into your business strategy, products, and services to enable long-term growth


Improve green credentials
Build up profiles in the green finance market to enhance attractiveness for investors


Reduce climate impact
Get your eligible green projects funded to reduce climate impact of your company’s operational activities


Stay resilient
Gain access to new markets, providing greater resilience to market disruption caused by climate change and decreasing risk across portfolios


Meet new investment opportunities
Start investing in renewable energies, Research & Development activities and efficiency improvement

Apply now

We are always here to support businesses towards a sustainable future. Please contact your Relationship Manager or call 2748 8238 for more details.

Reminder: “To borrow or not to borrow? Borrow only if you can repay!”

* Carbon saving is calculated by the carbon dioxide emission reduction assessed by the Business Environment Council and the conversion factor determined by HSBC. Carbon dioxide emission reduction is based on the carbon concentration of electricity generation, water / energy savings of the new machine / equipment and prevailing carbon credit conversion in secondary market. Carbon saving will be paid out in form of cash rebate on the credit facility. Carbon saving enjoyed by each customer is capped at 0.1% of the loan amount or HK$200,000 per annum, whichever is lower.

The Business Environment Council (“BEC”) is the independent technical partner of HSBC Sustainable Financing Programme and will determine if our customers fulfil the said environmental merit assessment criteria. To learn more about BEC, please visit www.bec.org.hk.

§ HSBC has the sole discretion of credit approval. Vehicle financing is not eligible for this Programme.

Please refer to the Programme Application Form and relevant documents for details and applicable terms and conditions.

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