EVERYDAY BANKING

HSBC Business Debit Mastercard®

Manage day-to-day expenses and multicurrency spending with ease

Gives you full control of your finances with flexibility and reliability. Transact anytime, anywhere, with no annual fee and no handling fees for foreign currency transactions.

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From now until 30 Apr 2024, enjoy a welcome offer of up to HKD1,050 in rewards

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Features and benefits

Why you'll want it

Easy access to major currencies

Purchases and cash withdrawals in 12 major currencies will be debited directly from your Business Integrated Account*
Access to global ATM networks

No fees, and extra rewards

Earn an uncapped 0.5% instant cash rebate on eligible spending
No handling fee for foreign currency transactions
No handling fee for local cash withdrawals from HSBC network ATMs in Hong Kong
No annual fee

Seamless contactless payments

Make contactless, card-not-present (CNP) and e-wallet payments including Apple Pay and Google Pay™ on a range of compatible mobile devices^

Always in control

More control and transparency on who makes payments, where and when
Instant SMS notifications on all card-not-present (CNP) transactions and changes to transaction limit

_{* Your spending in 12 major currencies will be debited directly from the corresponding foreign currency deposits in your Business Integrated Account if sufficient funds are in place. These currencies include AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, RMB, SGD, THB, USD. Any transactions outside of these currencies will be settled in HKD according to the prevailing exchange rate.}

_{^ Apple Pay is compatible with an iPhone 6 and later models and Apple Watch for payments in stores; and iPhone 6 and later models, iPad Pro, iPad Air 2, and iPad mini 3 and later models for payments within apps. Google Pay is compatible with most NFC capable Android devices running Android 4.4 (KitKat) or higher.}

Manage your card with HSBC HK Business Express mobile app

Manage Business Debit Mastercard with HSBC HK Business Express mobile

Control use

Block/unblock cards temporarily

Control spending

Set daily and monthly spending limits
Set limits on contactless, e-wallet and card-not-present (CNP) transactions

Control ATM transactions

Set limits on the amount of domestic/overseas ATM withdrawals

Card control features are only available to customers with access to the HSBC HK Business Express mobile app

Enjoy the benefits of paying with Apple Pay

Now you can enjoy all the benefits of your HSBC Business Debit Mastercard with Apple Pay on iPhone, Apple Watch and iPad¹. It’s an easy, secure, and private way to pay.

Just add your card to the Wallet on your Apple device and you are ready to make payments in thousands of stores with contactless payment terminals or in participating apps.

Benefits:

Apple Pay is simple and it works with the devices you use every day
Apple Pay is safe as only you can make payments from your device given every payment requires Touch ID or a passcode on iPhone and iPad; and your Apple Watch must be unlocked
Apple Pay is secure because your card information isn’t stored on your device or shared when you pay
You can easily manage your Apple Pay transactions. Your last 10 transactions are available in your device²
You can continue to enjoy all the benefits and cash rebates from your HSBC Business Debit Mastercard

_{Apple, the Apple Logo, Apple Pay, iPhone, iPad and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries / regions.

1. Apple Pay is compatible with an iPhone 6 and later models and Apple Watch for payments in stores; and iPhone 6 and later models, iPad Pro, iPad Air 2, and iPad mini 3 and later models for payments within apps. For a list of compatible Apple Pay devices, see www.apple.com/apple-pay.

2. Record of the last 10 transactions in your device is only available for Mastercard transactions.}

Enjoy the benefits of paying with Google Pay

You can use Google Pay on almost all Android™ devices. Choose your device and add your HSBC Business Debit Mastercard to enjoy all the benefits of your card. It is a simple and secure way to pay.

Download the Google Pay app in Google Play store and add your card to the app so to make transactions with your Android device in thousands of stores with Mastercard contactless payment terminals or in participating apps.

Benefits:

Google Pay is simple and it works with almost all Android devices¹
Google Pay is secure because your card information isn't stored on your device or shared when you pay. For added security, you will be asked to unlock your device for certain payments from time to time
You can easily manage your Google Pay transactions. Your last 10 transactions are available in your device ²
You can continue to enjoy all the benefits and cash rebates from your HSBC Business Debit Mastercard

_{Google Pay, Google Play and the Google Play logo are trademarks of Google Inc.

1. Google Pay works with most NFC capable Android devices running Android 4.4 (KitKat) or higher.

2. Record of the last 10 transactions in your device is only available for Mastercard transactions.}

eCommerce purchase protection of up to USD500 per occurrence and annually

Protect your online purchase when the item does not arrive, arrived damaged or does not match the seller’s description, and seller failed to refund. Cover is provided for up to USD500 per occurrence and annually.

_{The eCommerce purchase protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the Policyholder. Details and claims are subject to the applicable terms and conditions.}

Free corporate liability coverage up to USD1.5 million per company per year

Free Corporate Liability Waiver Insurance to protect your company against eligible losses that might be incurred if an employee misuses a card.

_{The Corporate Liability Waiver Programme protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the policyholder. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Asia Pacific Insurance Pte Ltd. Claims are subject to the applicable terms and conditions.}

Mastercard Easy Savings Specials