HSBC Business Debit Mastercard®

Manage day-to-day expenses and multicurrency spending with ease
Apply online
Gives you full control of your finances with flexibility and reliability. Transact anytime, anywhere, with no annual fee and no handling fees for foreign currency transactions.

Apply now!

From now until 31 May 2025, enjoy a welcome offer of up to HKD2,050 in spending rebate.

Features and benefits

Why you'll want it

Easy access to major currencies

  • Purchases and cash withdrawals in 12 major currencies will be debited directly from your Business Integrated Account*
  • Access to global ATM networks^

No fees, and extra rewards

  • Earn an uncapped 0.5% instant cash rebate on eligible spending
  • No handling fee for foreign currency transactions
  • No handling fee for local cash withdrawals from HSBC network ATMs in Hong Kong
  • No annual fee

Seamless contactless payments

  • Make contactless, card-not-present (CNP) and mobile wallet payments including Apple Pay, Google Pay™ and Samsung Pay™

Always in control

  • More control and transparency on who makes payments, where and when
  • Instant SMS notifications on all card-not-present (CNP) transactions and changes to transaction limit

* Your spending in 12 major currencies will be debited directly from the corresponding foreign currency deposits in your Business Integrated Account if sufficient funds are in place. These currencies include AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, RMB, SGD, THB, USD. Any transactions outside of these currencies or there are insufficient funds in relevant currency(ies), they will be settled in HKD according to the prevailing exchange rate.

^ Cash withdrawal in RMB is not applicable via HSBC network ATM in Hong Kong.

How to apply

Existing HSBC Commercial Banking Customers

Log on to HSBC Business Internet Banking to apply for the card following the step-by-step application guide.

Not a Business Internet Banking registered user?

Download enrolment user guide or submit a paper application form to HSBC Business Centre

Don’t yet have an HSBC Business Integrated Account?

You can now apply for an HSBC Business Debit Mastercard together with the HSBC Business Integrated Account.

Support payment in 12 major currencies

Watch the video now to learn how the HSBC Business Debit Mastercard and our Real-time FX solutions empower your business payment experience

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Need help?

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