EVERYDAY BANKING

HSBC Business Debit Mastercard®

Manage day-to-day expenses and multicurrency spending with ease

Gives you full control of your finances with flexibility and reliability. Transact anytime, anywhere, with no annual fee and no handling fees for foreign currency transactions.

Features and benefits

Why you'll want it

Easy access to major currencies

Purchases and cash withdrawals in 12 major currencies will be debited directly from your Business Integrated Account*
Access to global ATM networks

No fees, and extra rewards

Earn an uncapped 0.5% instant cash rebate on eligible spending
No handling fee for foreign currency transactions
No handling fee for local cash withdrawals from HSBC network ATMs in Hong Kong
No annual fee

Always in control

More control and transparency on who makes payments, where and when
Instant SMS notifications on all card-not-present (CNP) transactions and changes to transaction limit

_{* Your spending in 12 major currencies will be debited directly from the corresponding foreign currency deposits in your Business Integrated Account if sufficient funds are in place. These currencies include AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD, RMB, SGD, THB, USD. Any transactions outside of these currencies will be settled in HKD according to the prevailing exchange rate.}

Manage your card with HSBC HK Business Express mobile app

Manage Business Debit Mastercard with HSBC HK Business Express mobile

Control use

Block/unblock cards temporarily

Control spending

Set daily and monthly spending limits
Set limits on contactless, e-wallet and card-not-present (CNP) transactions

Control ATM transactions

Set limits on the amount of domestic/overseas ATM withdrawals

Card control features are only available to customers with access to the HSBC HK Business Express mobile app

Contactless card-not-present (CNP) and e-wallet payments

eCommerce purchase protection of up to USD500 per occurrence and annually

Protect your online purchase when the item does not arrive, arrived damaged or does not match the seller’s description, and seller failed to refund. Cover is provided for up to USD500 per occurrence and annually.

_{The eCommerce purchase protection insurance is underwritten by AIG Asia Pacific Insurance Pte Ltd, to which Mastercard is the Policyholder. Details and claims are subject to the applicable terms and conditions.}

Free corporate liability coverage up to USD1.5 million per company per year

Free Corporate Liability Waiver Insurance to protect your company against eligible losses that might be incurred if an employee misuses a card.

_{The Corporate Liability Waiver Programme protection insurance is underwritten by AIG Insurance Hong Kong Limited, to which HSBC is the assured. To obtain the details and the Terms and Conditions of the Corporate Liability Waiver Programme, please contact AIG Insurance Hong Kong Limited. Claims are subject to the applicable terms and conditions.}

Mastercard Easy Savings Specials

How to apply

Existing HSBC Commercial Banking Customers

Log on to HSBC Business Internet Banking to apply for the card following the step-by-step application guide.

Not a Business Internet Banking registered user?

or submit a paper application form to HSBC Business Centre

(This is an interactive Adobe PDF form that cannot be viewed in browser. Please download the form to your local drive and open it with Adobe Reader.)

Don’t yet have an HSBC Business Integrated Account?

You can now apply for an HSBC Business Debit Mastercard together with the HSBC Business Integrated Account.

Hear from our customers

Empowering JSD Electronics for more efficient international payments

Watch the videos to learn more

See how Cecilia So stays on top of her business with our new HSBC Business Debit Mastercard.

Flexibility is key when it comes to controlling business spending. Find out how Cecilia manages the spending limits for her employees with the HSBC HK Business Express mobile app.

Cecilia is always on the lookout for the finest local ingredients from around the world for her business. Discover how she transacts in 12 major currencies at preferential rates.

Turn business expenses into rewards! See how Cecilia earns an uncapped 0.5% immediate cash rebate on eligible business spending.

Learn more

Business Integrated Accounts

B2B Marketplace & Merchant Offers