SME Loan Guarantee Scheme

Product highlights

Help SMEs obtaining financing by a guarantee provided by the Trade and Industry Department ( TID) of the Government of the Hong Kong Special Administrative Region.

Contact us

Call us on

+852 2748 8238

Features and benefits

Loan amount up to HKD12,000,000

For either business installations and equipment or working capital

Repayment period up to 5 years

6 months Principal moratorium period1

Instalment loan or a hire purchase

1From now until 3 Sep 2020^, existing or new applicants of loan under SME Loan Guarantee Scheme ("SGS") can apply for principal moratorium of up to 6 months. The principal moratorium may be further renewed, subject to a maximum principal moratorium of 12 months in total. Principal moratorium is subject to terms and conditions. For details, please contact us or visit one of our HSBC Business Centre.
^ Application should be successfully submitted to TID on or before 3 Sep 2020.


Eligibility

  • Companies registered and having substantive operations in Hong Kong
  • Employing less than 100 and 50 persons in Hong Kong for manufacturing businesses and non-manufacturing businesses respectively
  • Not affiliates of lending institutions

Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

All loan applications under SME Loan Guarantee Scheme are subject to the Trade and Industry Department (TID), the Government of Hong Kong SAR's approval.

The terms and conditions set out by the TID could be referred to http://www.smefund.tid.gov.hk

The Bank reserves the final decision on application approval.

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