InnoTech Business Instalment Loan

Empowering Your Business to New Heights

InnoTech Business Instalment Loan

Digital innovation and e-commerce are pulling customers and businesses closer. In HSBC, we are ready to empower you with fast and simple financing solutions to adopt the transformation, so you can further capture opportunities and fulfil operational needs.

Preferential Offer

From now until 31 December 2018, eliglible companies^ can enjoy below offers when successfully applying for InnoTech Business Instalment Loan:

Enjoy 0.33% flat rate per month3
No financial statements or assets as collateral required+
Funds ready within 3 working days#
Exclusive handling fee waiver for companies in Hong Kong Science Park and Cyberport*

We are keen to cater your financing needs to help your business prosper. Visit our HSBC Business Centres or call us at +852 2748 8238!


Reminder: "To borrow or not to borrow? Borrow only if you can repay!"

Notes:

1 The promotional offer is valid only if the application is submitted between 1 August 2018 to 31 December 2018, both dates inclusive ("Promotional Period"); and the loan is drawn down on or before 31 January 2019. All applications for a InnoTech Business Instalment Loan are subject to the applicable terms and conditions which will be set out in the related application form and loan notification letter. Please refer to the related application form and here for Terms and conditions applicable to the promotional offer.

2 All loan applications are subject to the Bank's usual credit assessment approval procedure. The Bank reserves the right to amend the interest rate, benefits, terms and conditions without prior notice.

3 Annualised Percentage Rate (APR) is 9.96% (including the handling fee of 1% per annum on the approved loan amount) and 7.60% (when handling fee is waived), based on a loan tenor of 60 months, 0.33% monthly flat rate, HK$10,000 loan amount. The APR is calculated according to the relevant guidelines in the Code of Banking Practice and is rounded to the nearest two decimal places.

4 HSBC has not authorised or appointed any intermediaries to conduct telesales marketing activities for promotion of commercial lending / commercial cards.

^ Companies eliglible for InnoTech Business Instalment Loan include: (i) digital and technology related industries; or (ii) companies with any other commercial use of digital adoption.

+ The director(s)/principal shareholder(s) of limited companies who apply for a InnoTech Business Instalment Loan is/are required to provide Personal Guarantees by Individual(s).

# The Hongkong and Shanghai Banking Corporation Limited and its successors and assigns ("HSBC" or the "Bank") will assess the loan application and, if the Bank approves the loan application, credit the approved loan amount to your existing HSBC repayment account within three working days upon receipt of a fully completed application and all required documents. For customer without an existing HSBC account, the approved loan amount will be credited upon successful opening of HSBC repayment account. Only bank working days (Monday- Friday, except Saturday, Sunday and public holidays) are considered.

* For the complete list of eligible companies in Hong Kong Science Park and Cyberport, please visit:

For other Commercial Lending solutions, please visit here.

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